Riverside County property record for 45629 Sutter Creek Rd, Indio, CA 92201
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,590 sqft · built 1989 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,109 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 606-241-033 |
| Primary APN | 606-241-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 1,590 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45629 SUTTER CREEK RD |
|---|---|
| City | INDIO |
| State | CA |
| Zip | 92201-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 33 MB 201/080 TR 23018 |
| Legal Subdivision | TRACT NO. 23018 |
| Legal Tract | 23018 |
| Legal Lot Number | 33 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 45213 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45629 SUTTER CREEK RD, INDIO, CA 92201-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Jan 22, 2019 | Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Dec 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2024 |
| Deed Sale | Jan 22, 2024 |
| Prior Sale | Jan 22, 2019 · Amount on Record |
| Deed Document Number | 202419050 |
| Last Transfer Date | Dec 16, 2024 |
| Transfer Doc | 0000389046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 22, 2024 |
| Property Address | 45629 SUTTER CREEK RD, INDIO, CA 92201-5005 |
| Document Number | 0000019050 |
| Map Reference | MB 201 PG 80-83 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024-0019050 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Title Company | NC TITLE COMPANY, NETCO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45629 SUTTER CREEK RD, INDIO, CA 92201-5005 |
| Document Number | 0000019051 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024-0019051 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 22, 2019 |
| Property Address | 45629 SUTTER CREEK RD, INDIO, CA 92201-5005 |
| Document Number | 0000023537 |
| Map Reference | MB 201 PG 80-83 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 2019-0023537 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45629 SUTTER CREEK RD, INDIO, CA 92201-5005 |
| Document Number | 0000023538 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 2019-0023538 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Number | 0000023540 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 2019-0023540 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 10, 2018 |
| Property Address | 45629 SUTTER CREEK RD, INDIO, CA 92201-5005 |
| Document Number | 0000480383 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 480383 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43452 FREESIA PL INDIO CA 922018948, INDIO, CA 92201-8948 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Indio City |
| Unified School District | Desert Sands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,210 (+2%) Land $5,687 Building $301,523 | ||
| 2025 | $5,109.00 (+13.68%) | $301,187 (+4.04%) Land $5,576 Building $295,611 | |
| 2023 | $4,494.00 (+3.29%) | $289,493 Land $5,360 Building $284,133 | |
| 2022 | $4,351.00 | ||
| 2021 | $324,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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