4563 State Hwy 20 E, Freeport, FL 32439 Property Records

Walton County property record for 4563 State Hwy 20 E, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,480 sqft · built 2004
Lot Size	11.9 acres (520,106 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (May 2023)
Tax Bill	$2,404 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-1S-18-14000-001-0020`

Property Details

APN / Parcel Number

Primary APN	`20-1S-18-14000-001-0020`
Alternative APN	`1036024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,480 sqft Living Area
Gross Area	2,196 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	520,106 sqft (11.9 acres)
Garage Type	Mixed
Garage Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	298 sqft
Deck Area	Deck Area
Patio Area	172 sqft
Fence	Fence
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1036024
Street Address	4563 STATE HIGHWAY 20 E
City	FREEPORT
State	FL
Zip	32439-6045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW/C OF NE1/4 SEC 20-1S-18W, S 00 DEG 21'46W ALG W LN OF NE4 1200FT TO POB; CONT S 00 DEG 21' 46W ALG W LN 400FT, N 89
Legal Range	18W
Legal Township	01S
Legal Section	20
Legal Subdivision	ACREAGE & UNREC
Legal Block	1
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2093
Census Tract	950501

Owner

4563 State Hwy 20 E is owned and occupied by an individual who bought it in May 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4563 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on File
Deed Sale	May 10, 2023 · Amount on File
Prior Sale	Aug 22, 2019
Deed Document Number	20230016477
Deed Book / Page	3289 / 1003
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 10, 2023
Property Address	4563 STATE HIGHWAY 20 E, FREEPORT, FL 32439
Document Number	0032891003
Book / Page	3289 / 1003
Instrument Date	May 2, 2023
Instrument	20230016477
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4563 STATE HIGHWAY 20 E, FREEPORT, FL 32439

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4563 STATE HIGHWAY 20 E, FREEPORT, FL 32439

Mortgage

Document Number	0032891005
Date	May 10, 2023
Instrument	3289/1005

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Aug 22, 2019
Property Address	4563 STATE HIGHWAY 20 E, FREEPORT, FL 32439
Document Number	0031152993
Book / Page	003115 / 002993
Instrument Date	Aug 5, 2019
Instrument	28776
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4563 STATE HIGHWAY 20 E FREEPORT FL 32439, FREEPORT, FL 32439

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,079 Land $119,400 Building $172,679	$292,079 Land $119,400 Building $172,679
2024	$2,404.00 (+22.15%)
2023	$1,968.00 (+87.61%)	$227,699 (+1.18%) Land $102,876 Building $124,823	$227,699 (+1.18%) Land $102,876 Building $124,823
2022	$1,049.00 Homeowner's exemption	$225,041 Land $114,193 Building $110,848	$225,041 Land $114,193 Building $110,848

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4563 State Hwy 20 E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4563 State Hwy 20 E is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 20 E

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