4515 State Hwy 20 E, Freeport, FL 32439 Property Records

Walton County property record for 4515 State Hwy 20 E, Freeport, FL 32439

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 840 sqft · built 2022
Lot Size	12.6 acres (549,292 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Aug 2018)
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-1S-18-14000-001-0000`

Property Details

APN / Parcel Number

Primary APN	`20-1S-18-14000-001-0000`
Alternative APNs	`20-118-14000-001-0000` `1036022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	549,292 sqft (12.6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4515 STATE HIGHWAY 20 E
City	FREEPORT
State	FL
Zip	32439-6045
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ER
Legal Description	COM SW/C OF NE1/4 SEC 20 FOR POB, N 00 DEG 22'36E 231.82FT N 89 DEG 50'56E 1303.29FT BEING ON WLY ROW PLANTATION LN S 00 DEG 11'56W 467.17FT TO N ROW HWY 20, N 86 DEG 07'28W 1307.11FT, N 00 DEG 22'36E 143.57FT T0 POB. OR 74-348 OR 207-52 OR 2507-1324
Legal Range	018
Legal Township	01S
Legal Section	20
Legal Subdivision	BONNIE BLUE PLANTATION SUBDIVISION
Legal Block	100
Legal Lot Number	L
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2094
Census Tract	950501

Owner

4515 State Hwy 20 E, a mobile home, is owned by a company that bought it in August 2018.

Source: Walton County records, as of June 11, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4623, SANTA ROSA BEACH, FL 32459-4623
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI
Mar 12, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST A NAT'L BKNG ASSN
Aug 2, 2018	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Feb 7, 2014 · Amount on File
Deed Document Number	201825965
Deed Book / Page	3081 / 1234
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	4515 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6045
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	MITCHELL LAND AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4623, SANTA ROSA BEACH, FL 32459-4623

Mortgage

Document Number	0032281004
Date	Dec 6, 2021
Book Page	3228/1004
Instrument	20210059980

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Mar 12, 2020
Property Address	4515 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6045
Document Number	0031362022
Book / Page	003136 / 002022
Instrument Date	Mar 10, 2020
Instrument	9235
Transaction Type	Construction Loan
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1355 BAY DR SANTA ROSA BEACH FL 324590509, SANTA ROSA BEACH, FL 32459-0509

Mortgage

Document Number	31362022
Date	Mar 12, 2020
Book Page	003136/002022
Instrument	9235

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	DESTIN, FL 32541

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 2, 2018
Property Address	4515 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6045
Document Number	0030811234
Book / Page	003081 / 001234
Instrument Date	Aug 1, 2018
Instrument	25965
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	MCGILL ESCROW AND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4623 SANTA ROSA BEACH FL 324594623, SANTA ROSA BEACH, FL 32459-4623

Tax Assessment & Valuation

The 2025 property tax bill for 4515 State Hwy 20 E was $1,348, up 3.7% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,348.00 (+3.69%)	$167,518 Land $100,880 Building $66,638	$167,518 Land $100,880 Building $66,638
2024	$1,300.00 (+18.61%)
2023	$1,096.00 (+56.57%)	$129,103 (+34.15%) Land $86,702 Building $42,401	$129,103 (+34.15%) Land $86,702 Building $42,401
2022	$700.00	$96,239 Land $96,239	$96,239 Land $96,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4515 State Hwy 20 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 State Hwy 20 E is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 20 E

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