St. Mary's County property record for 45615 Drayden Rd, Valley Lee, MD 20692
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 1,935 sqft · built 2005 |
| Lot Size | 32.4 acres (1,411,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $413,000 (Jun 2016) |
| Tax Bill | $3,103 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-042487 |
| Primary APN | 02-042487 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,935 sqft Total Area |
| Basement Area | 1,127 sqft |
| Finished Basement | 1,127 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,411,344 sqft (32.4 acres) |
| Porch | Porch |
| Porch Area | 552 sqft |
| Deck Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 042487 |
|---|---|
| Street Address | 45615 DRAYDEN RD |
| City | VALLEY LEE |
| State | MD |
| Zip | 20692-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | FARMSTEAD 2A PLAT 57/84 MANSION FARM |
| Legal Subdivision | MANSION FARM FARMSTEAD SUBDIVISION |
| Legal Lot Number | 2A |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 876101 |
45615 Drayden Rd, a rural home, is owned and occupied by two individuals who bought it in June 2016.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45615 DRAYDEN RD, VALLEY LEE, MD 20692-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2016 · Amount on File |
| Deed Sale | Jun 6, 2016 · Amount on File |
| Prior Sale | Aug 19, 2004 |
| Deed Book / Page | 4405 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 45615 DRAYDEN RD, VALLEY LEE, MD 20692-3203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0054870237 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 5487/237 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 45615 DRAYDEN RD, VALLEY LEE, MD 20692-3203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059790196 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 5979/196 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 45615 Drayden Rd was $3,103.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,133 | $469,600 Land $120,700 Building $348,900 | |
| 2025 | $3,103.00 | ||
| 2023 | $258.00 Disabled Person's exemption Veteran's exemption | $390,700 | $432,900 Land $115,200 Building $317,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45615 Drayden Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 24 (1996–2023) |
| Most Recent Claim | Jun 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45615 Drayden Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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