St. Mary's County property record for 45575 Drayden Rd, Valley Lee, MD 20692
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 5,134 sqft · built 2007 |
| Lot Size | 5.12 acres (223,027 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Dec 2013) |
| Tax Bill | $6,858 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-033364 |
| Primary APN | 02-033364 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,134 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 223,027 sqft (5.12 acres) |
| Garage Type | Attached |
| Garage Area | 1,094 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 904 sqft |
| Deck Area | 356 sqft |
| Gazebo | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 033364 |
|---|---|
| Street Address | 45575 DRAYDEN RD |
| City | VALLEY LEE |
| State | MD |
| Zip | 20692-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 2 PLAT 60/31 JOSEPH HAYDEN JR SUBD |
| Legal Subdivision | JOSEPH HAYDEN JR MINOR SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 876101 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45575 DRAYDEN RD, VALLEY LEE, MD 20692-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2013 · Amount on Record |
| Deed Sale | Dec 27, 2013 · Amount on Record |
| Prior Sale | Feb 1, 2006 |
| Deed Book / Page | 3994 / 368 |
| Prior Transfer Date | Jan 26, 2006 |
| Prior Transfer Doc | 0027090320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 45575 DRAYDEN RD, VALLEY LEE, MD 20692-3019 |
| Document Number | 0052650243 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45575 DRAYDEN RD VALLEY LEE MD 206923019, VALLEY LEE, MD 20692-3019 |
| Document Number | 0052650243 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 005265/000243 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807,367 (+2.98%) | $854,100 (+8.94%) Land $116,700 Building $737,400 | |
| 2025 | $6,858.00 (+7.63%) Homeowner's exemption | $784,000 (+22.67%) Land $111,200 Building $672,800 | $784,000 (-) Land $111,200 Building $672,800 |
| 2023 | $6,372.00 Homeowner's exemption | $639,133 | $784,000 Land $111,200 Building $672,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 24 (1996–2023) |
| Most Recent Claim | Jun 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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