4561 S Spruce Ave, White Cloud, MI 49349 Property Records

Newaygo County property record for 4561 S Spruce Ave, White Cloud, MI 49349

Property Summary

Property TypeSingle Family Home
Lot Size100 acres (4,356,000 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Sep 2024)
Tax Bill$3,549 (2025)
Flood ZoneZone X (minimal risk)
APN15-33-400-003

Property Details

APN / Parcel Number

Primary APN15-33-400-003

Exterior

Lot Area4,356,000 sqft (100 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4561 S SPRUCE AVE
CityWHITE CLOUD
StateMI
Zip49349-8701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOCAL ZONE
Legal DescriptionCOM 250 FT N OF SE COR NE1/4 SE1/4 TH N 130 FT TH SW'LY TO LAKE SHORE AT A PT 280 FT MEASURED ALG LAKE SHORE FROM S LINE S
Legal Range12W
Legal Township13N
Legal Section33
JurisdictionNEWAYGO MI
Township / Civil DivisionEVERETT
Census Block Group1
Census Block1007
Census Tract970900

Owner

Source: Newaygo County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9356 S CATALPA AVE, NEWAYGO, MI 49337-8295
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleSep 30, 2024 · Amount on Record
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyNewaygo County
County SubdivisionEverett Township
Unified School DistrictWhite Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113,500 (+69.91%)$227,000 (+69.91%)
2025$3,549.00 (+42.64%)
2023$66,800$133,600
2022$2,488.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: NCATS.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Spruce Ave

Nearby Streets

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