Newaygo County property record for 4495 S Spruce Ave, White Cloud, MI 49349
| Property Type | Commercial |
|---|---|
| Lot Size | 62 acres (2,700,720 sqft) |
| Owner | Company Name on File |
| Tax Bill | $40,818 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-33-400-014 |
| Primary APN | 15-33-400-014 |
|---|
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 2,700,720 sqft (62 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4495 S SPRUCE AVE |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-8702 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | THE E 1500 FT OF W3/4 N1/2 SE1/4, ALSO NE 1/4 NE1/4 SE1/4, ALSO A PCL DESC AS BEG AT NW COR OF SE1/4 NE1/4 SE1/4, TH E |
| Legal Range | 12W |
| Legal Township | 13N |
| Legal Section | 33 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | EVERETT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970900 |
4495 S Spruce Ave, a commercial property, is owned by a company that acquired it in January 2012.
Source: Newaygo County records, as of July 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 905 16TH PL, VERO BEACH, FL 32960-5526 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2012 |
| Deed Sale | Jan 31, 2012 |
| Deed Book / Page | 444 / 8808 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4495 S Spruce Ave was $40,818.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Everett Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,139,800 | $2,279,600 | |
| 2025 | $40,818.00 | ||
| 2023 | $798,800 | $1,597,600 | |
| 2022 | $28,886.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4495 S Spruce Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4495 S Spruce Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 88% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: NCATS.
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