4561 Co Rd 4400, Commerce, TX 75428 Property Records

Hunt County property record for 4561 Co Rd 4400, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,743 sqft · built 1988
Lot Size3.05 acres (133,163 sqft)
Owner2 Individual Names on File
Last Sale$269,500 (May 2024)
Tax Bill$3,301 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0152-0100-0010-30

Property Details

APN / Parcel Number

Primary APN0152-0100-0010-30
Alternative APNs
  • R22325
  • 22325

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,743 sqft Gross Area
1st Floor Area1,393 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area133,163 sqft (3.05 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4561 COUNTY ROAD 4400
CityCOMMERCE
StateTX
Zip75428-6421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0152 COLE JAMES SR,TRACT 10-1, ACRES 3.057
Legal SubdivisionCOLE JAMES SR
Legal Tract10-1
Legal Block1
Legal Lot Number10-1
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1073
Census Tract960100

Owner

4561 Co Rd 4400 is owned by two individuals who bought it in May 2024.

Source: Hunt County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address4561 COUNTY ROAD 4400, COMMERCE, TX 75428-6421
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 28, 2017Warranty Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2024 · Amount on File
Deed SaleMay 17, 2024 · Amount on File
Prior SaleAug 28, 2017 · Amount on File
Deed Document Number20249088
Prior Transfer DateMay 7, 2024
Prior Transfer Doc0000008473
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address4561 COUNTY ROAD 4400, COMMERCE, TX 75428-6421
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyALLEGIANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4561 COUNTY ROAD, COMMERCE, TX 75428

Mortgage

Document Number0000001642
DateFeb 2, 2026
Instrument2026-01642
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2056

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateAug 28, 2017
Property Address4561 COUNTY ROAD 4400, COMMERCE, TX 75428-6421
Document Number0000011830
Instrument DateAug 25, 2017
Instrument11830
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4561 COUNTY ROAD 4400 COMMERCE TX 754286421, COMMERCE, TX 75428-6421

Mortgage

Document Number11831
DateAug 28, 2017
Instrument11831
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4561 Co Rd 4400 was $3,301, down 23.9% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,301.00 (-23.92%)$308,640 Land $115,120 Building $193,520$308,640 Land $115,120 Building $193,520
2024$4,339.00
2023$276,410 Land $98,760 Building $177,650$276,410 Land $98,760 Building $177,650
2022$3,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4561 Co Rd 4400 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4561 Co Rd 4400 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
25 / 5

May also be available: Nextlink.

Nearby Properties on Co Rd 4400

Nearby Streets

Search Property Records by Address or Parcel Number