4481 Co Rd 4400, Commerce, TX 75428 Property Records

Hunt County property record for 4481 Co Rd 4400, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,516 sqft · built 1960
Lot Size81.9 acres (3,569,045 sqft)
OwnerCompany Name on Record
Tax Bill$5,702 (2025)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone A (high risk)
APN0152-0470-0020-30

Property Details

APN / Parcel Number

Primary APN0152-0470-0020-30
Alternative APNs
  • R246390
  • 246390

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area3,516 sqft Gross Area
1st Floor Area3,516 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1960
Construction TypeFrame
Foundation TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,569,045 sqft (81.9 acres)
Garage Area625 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address4481 COUNTY ROAD 4400
CityCOMMERCE
StateTX
Zip75428-6417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0152 COLE JAMES SR,TRACT 47-2, ACRES 81.934
Legal SubdivisionCOLE JAMES SR
Legal Tract47-2
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1079
Census Tract960100

Owner

Source: Hunt County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4375 COUNTY ROAD 4400, COMMERCE, TX 75428-6413
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address4481 COUNTY ROAD 4400, COMMERCE, TX 75428-6417
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006800
DateApr 16, 2024
Instrument2024-06800
Lender
NameFARM CREDIT SERVICES
TypeBank
AddressROBSTOWN, TX 78380
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2039

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,702.00$320,750 Land $16,180 Building $304,570$820,750 Land $516,180 Building $304,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
25 / 5

May also be available: Nextlink.

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