4561 Cliff Ridge Ct, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4561 Cliff Ridge Ct, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,690 sqft · built 1989
Lot Size	0.277 acres (12,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Apr 2021)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-17800-02-100`

Property Details

APN / Parcel Number

Primary APN	`10-17800-02-100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,690 sqft Living Area
Gross Area	3,438 sqft
1st Floor Area	1,111 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Split Level
Construction Type	Wood
Lot Area	12,072 sqft (0.277 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4561 CLIFF RIDGE CT
City	SAINT PAUL
State	MN
Zip	55123-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFF RIDGE 10 2
Legal Subdivision	CLIFF RIDGE
Legal Block	2
Legal Lot Number	100
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1001
Census Tract	60731

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4561 CLIFF RIDGE CT, SAINT PAUL, MN 55123-1811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Jan 2, 1997 · Amount on Record
Deed Document Number	2021841298
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0000805574
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4561 CLIFF RIDGE CT, EAGAN, MN 55123-1811
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4561 CLIFF RIDGE CT, EAGAN, MN 55123-1811

Mortgage

Document Number	0000827550
Date	Sep 8, 2020
Instrument	827550

Lender

Name	MIDWEST BANK
Type	Bank
Address	SAINT PAUL, MN 55121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 9, 2021
Property Address	4561 CLIFF RIDGE CT, EAGAN, MN 55123-1811
Document Number	0000841298
Instrument Date	Apr 6, 2021
Instrument	841298
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4561 CLIFF RIDGE CT, EAGAN, MN 55123-1811

Mortgage

Document Number	0000841299
Date	Apr 9, 2021
Instrument	841299

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,594.00	$483,600 Land $113,500 Building $370,100	$483,600 Land $113,500 Building $370,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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