4557 Cliff Ridge Ct, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4557 Cliff Ridge Ct, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,382 sqft · built 1989
Lot Size	0.357 acres (15,563 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Feb 2024)
Tax Bill	$4,938 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-17800-02-090`

Property Details

APN / Parcel Number

Primary APN	`10-17800-02-090`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,382 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	1,374 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Construction Type	Wood
Lot Area	15,563 sqft (0.357 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4557 CLIFF RIDGE CT
City	SAINT PAUL
State	MN
Zip	55123-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFF RIDGE 9 2
Legal Subdivision	CLIFF RIDGE
Legal Block	2
Legal Lot Number	90
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1001
Census Tract	60731

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4557 CLIFF RIDGE CT, SAINT PAUL, MN 55123-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK
Oct 24, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDCOUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	20241622940
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Feb 21, 2024
Property Address	4557 CLIFF RIDGE CT, EAGAN, MN 55123-1811
Document Number	0000880866
Instrument Date	Feb 16, 2024
Instrument	880866
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4557 CLIFF RIDGE CT, EAGAN, MN 55123-1811

Mortgage

Document Number	0000880867
Date	Feb 21, 2024
Instrument	880867

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 24, 2017
Property Address	4557 CLIFF RIDGE CT, EAGAN, MN 55123-1811
Document Number	0000784353
Instrument Date	Oct 10, 2017
Instrument	784353
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BANKERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4557 CLIFF RIDGE CT, EAGAN, MN 55123-1811

Mortgage

Document Number	0000784354
Date	Oct 24, 2017
Instrument	784354

Lender

Name	MIDCOUNTRY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,938.00 (+18.08%)	$430,700 (+5.93%) Land $107,800 Building $322,900	$430,700 (+5.93%) Land $107,800 Building $322,900
2023	$4,182.00 Homeowner's exemption
2022		$406,600 Land $104,900 Building $301,700	$406,600 Land $104,900 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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