4560 Windchime Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 4560 Windchime Way, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,126 sqft · built 2003
Lot Size0.277 acres (12,105 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Feb 2013)
Tax Bill$4,755 (2025)
Deeds & MortgagesJun 2020 Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN248-480-340-000

Property Details

APN / Parcel Number

Primary APN248-480-340-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,126 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Construction TypeWood
Lot Area12,105 sqft (0.277 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4560 WINDCHIME WAY
CityTRACY
StateCA
Zip95377-8307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-FM PT 248-030-13/GARDEN SQUARE, UNIT NO. 2
Legal SubdivisionGARDEN SQUARE UNIT #2
Legal Lot Number96
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1015
Census Tract5219

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4560 WINDCHIME WAY, TRACY, CA 95377-8307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 6, 2018Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2013 · Amount on Record
Deed SaleFeb 15, 2013 · Amount on Record
Prior SaleFeb 15, 2013 · Amount on Record
Deed Document Number0000021485
Last Transfer DateNov 6, 2018
Transfer Doc0000122858
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4560 WINDCHIME WAY, TRACY, CA 95377-8307
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065836
DateJun 5, 2020
Instrument2020-065836
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 6, 2018
Property Address4560 WINDCHIME WAY, TRACY, CA 95377-8307
Document Number0000122858
Instrument DateNov 5, 2018
Instrument122858
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4560 WINDCHIME WAY TRACY CA 953778307, TRACY, CA 95377-8307

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,755.00 (+5.11%) Homeowner's exemption$430,988 (+4.04%) Land $107,130 Building $323,858
2023$4,524.00 (+1.91%) Homeowner's exemption$414,254 Land $102,971 Building $311,283
2022$4,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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