San Joaquin County property record for 281 Windchime Way, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,126 sqft · built 2003 |
| Lot Size | 0.116 acres (5,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Dec 2003) |
| Tax Bill | $5,847 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-480-390-000 |
| Primary APN | 248-480-390-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,126 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,056 sqft (0.116 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-480-39 |
|---|---|
| Street Address | 281 WINDCHIME WAY |
| City | TRACY |
| State | CA |
| Zip | 95377-8799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 101 |
| Legal Subdivision | GARDEN SQUARE |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 5219 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 WINDCHIME WAY, TRACY, CA 95377-8799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 17, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2003 · Amount on Record |
| Deed Sale | Dec 4, 2003 · Amount on Record |
| Deed Document Number | 2003277850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 281 WINDCHIME WAY, TRACY, CA 95377-8799 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY PLEASANT, OLD REPUBLIC TTL CO PLEASANT |
| Name | Verified Name |
|---|---|
| Address | 281 WINDCHIME WAY, TRACY, CA 95377-8799 |
| Document Number | 0000063742 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-063742 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 281 WINDCHIME WAY, TRACY, CA 95377-8799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY C |
| Name | Verified Name |
|---|
| Document Number | 0000151042 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017-151042 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 281 WINDCHIME WAY, TRACY, CA 95377-8799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 281 WINDCHIME WAY, TRACY, CA 95377-8799 |
| Document Number | 0000139098 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 2018-139098 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 10, 2033 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,847.00 (+1.58%) | ||
| 2025 | $5,756.00 (+5.11%) Homeowner's exemption | $525,894 (+4.04%) Land $156,387 Building $369,507 | |
| 2023 | $5,476.00 (+1.88%) Homeowner's exemption | $505,474 Land $150,315 Building $355,159 | $678,960 |
| 2022 | $5,375.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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