456 Montclair St, Chula Vista, CA 91911 Property Records

San Diego County property record for 456 Montclair St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1960
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Aug 2017)
Tax Bill$5,778 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN639-352-02-00

Property Details

APN / Parcel Number

Primary APN639-352-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,080 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area7,100 sqft (0.163 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address456 MONTCLAIR ST
CityCHULA VISTA
StateCA
Zip91911-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 18 TR 004189
Legal SubdivisionCOUNTRY CLUB V
Legal Tract004189
Legal Block1
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract13309

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address456 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CALIFORNIA COAST CU
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
PLANET HOME LENDING LLC
Dec 24, 2019Deed of Trust, Mortgage · FHA Mortgage
PLANET HM LNDG
Aug 1, 2017Grant Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 1, 2017 · Amount on Record
Deed SaleAug 1, 2017 · Amount on Record
Prior SaleMay 12, 2009 · Amount on Record
Deed Document Number2017348356
Prior Transfer DateSep 26, 2016
Prior Transfer Doc0000527471
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address456 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
Transaction TypeMortgage
Record UpdatedMar 23, 2023
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 MONTCLAIR ST, CHULA VISTA, CA 91911-2515

Mortgage

Document Number0000063990
DateMar 14, 2023
Instrument2023-0063990
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN JOSE, CA 95150
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2043

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address456 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 MONTCLAIR ST, CHULA VISTA, CA 91911-2515

Mortgage

Document Number0000771482
DateDec 3, 2020
Instrument2020-0771482
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address456 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
Document Number0000612880
Instrument DateDec 24, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address456 MONTCLAIR ST CHULA VISTA CA 919112515, CHULA VISTA, CA 91911-2515

Mortgage

Document Number0000612880
DateDec 30, 2019
Instrument612880
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 1, 2017
Property Address456 MONTCLAIR ST, CHULA VISTA, CA 91911-2515
Document Number0000348356
Map ReferenceMAP4189
Instrument DateJul 17, 2017
Instrument2017-0348356
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address456 MONTCLAIR ST, CHULA VISTA, CA 91911-2515

Mortgage

Document Number0000348357
DateAug 1, 2017
Instrument2017-0348357
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$493,244 (+2%) Land $423,612 Building $69,632
2025$5,778.00 (+5.07%)$483,573 (+4.04%) Land $415,306 Building $68,267
2023$5,499.00 (+2.96%)$464,797 Land $399,180 Building $65,617
2022$5,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Group
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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