San Diego County property record for 446 Montclair St, Chula Vista, CA 91911 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,080 sqft Living Area |
| Lot Size | 7,100 sqft (0.163 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $419,000 (2017) |
| Tax Bill | $5,810.00 (2025) |
| Primary APN | 639-352-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 7,100 sqft (0.163 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 446 MONTCLAIR ST |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91911-2515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 20 TR 004189 |
| Legal Subdivision | COUNTRY CLUB V |
| Legal Tract | 004189 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 13309 |
Source: San Diego County records · APN 639-352-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 12, 2020 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MIDFIRST BK |
| Jun 04, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| May 10, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on Record |
| Deed Sale | May 10, 2017 · Amount on Record |
| Deed Doc Number | 2017210445 |
| Prior Transfer Date | Jun 10, 2015 |
| Prior Transfer Doc | 0000536468 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 446 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000334823 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 446 MONTCLAIR ST CHULA VISTA CA 919112515, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000334823 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 334823 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 446 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000327837 |
| Instrument Date | Jun 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 446 MONTCLAIR ST CHULA VISTA CA 919112515, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000327837 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 327837 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 10, 2017 |
| Property Address | 446 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000210445 |
| Map Reference | MAP4189 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2017-0210445 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 446 MONTCLAIR ST, CHULA VISTA, CA 91911-2515 |
| Document Number | 0000210446 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017-0210446 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $496,003 (+2%) Land $442,737 Building $53,266 | |
| 2025 | $5,810.00 (+5.06%) | $486,278 (+4.04%) Land $434,056 Building $52,222 |
| 2023 | $5,530.00 (+2.96%) | $467,398 Land $417,202 Building $50,196 |
| 2022 | $5,371.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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