456 High Rock St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 456 High Rock St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 1,624 sqft · built 2018
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Company Names on Record
Last Sale	$1,464,358 (Jun 2018)
Tax Bill	$24,155 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:1370000600000`

Property Details

APN / Parcel Number

Primary APN	`M:1370000600000`
Alternative APN	`NEED M:137.0 B:0006 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,624 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	1,624 sqft
Basement Area	1,606 sqft
Unfinished Basement	406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	456 HIGH ROCK ST
City	NEEDHAM
State	MA
Zip	02492-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	6
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3029
Census Tract	403300

Owner

Source: Norfolk County and Needham Town records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	456 HIGH ROCK ST, NEEDHAM, MA 02492-1554
Owner Type	Company
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Jul 17, 2020	Deed of Trust, Mortgage TD BK NA
Jun 15, 2018	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
Sep 19, 2017	Quit Claim Deed, Transfer NEEDHAM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	20181402407
Last Transfer Date	Nov 18, 2024
Transfer Doc	0001545535
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Recording Date	Sep 18, 2026
Property Address	456 HIGH ROCK ST, NEEDHAM, MA 02492-1554
Document Number	0001576794
Instrument Date	Sep 14, 2026
Instrument	20261576794
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001576794,
Date	Sep 18, 2026
Instrument	20261576794

Lender

Name	SALEM FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	456 HIGH ROCK ST, NEEDHAM, MA 02492-1554
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001503258
Date	May 18, 2022
Instrument	1503258

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	456 HIGH ROCK ST, NEEDHAM, MA 02492-1554
Document Number	0001450906
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 HIGH ROCK ST NEEDHAM MA 024921554, NEEDHAM, MA 02492-1554

Mortgage

Document Number	0001450906
Date	Jul 22, 2020
Instrument	1450906

Lender

Name	TD BK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jun 15, 2018
Property Address	456 HIGH ROCK ST, NEEDHAM, MA 02492-1554
Document Number	0000002407
Instrument Date	Jun 13, 2018
Instrument	2407
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,464.36
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	755 CENTRAL AVE NEEDHAM MA 024941433, NEEDHAM, MA 02494-1433

Mortgage

Document Number	2408
Date	Jun 15, 2018
Instrument	2408

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Interest

Rate	3.88%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Sep 19, 2017
Property Address	456 HIGH ROCK ST, NEEDHAM, MA 02492-1554
Document Number	0001386622
Instrument Date	Sep 7, 2017
Instrument	1386622
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	456 HIGH ROCK ST NEEDHAM MA 024921554, NEEDHAM, MA 02492-1554

Mortgage

Document Number	1386623
Date	Sep 19, 2017
Instrument	1386623

Lender

Name	NEEDHAM BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,155.00 (+12.62%)	$2,278,800 (+38.54%) Land $797,500 Building $1,481,300	$2,067,105 (-0.41%)
2024			$2,075,655
2023	$21,449.00	$1,644,900 Land $504,800 Building $1,140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1978–2023)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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