437 High Rock St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 437 High Rock St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,036 sqft · built 2021
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,110,000 (Oct 2021)
Tax Bill	$25,369 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:1380004900000`

Property Details

APN / Parcel Number

Primary APN	`M:1380004900000`
Alternative APN	`NEED M:138.0 B:0049 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	4,101 sqft
1st Floor Area	1,365 sqft
Basement Area	1,275 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	437 HIGH ROCK ST
City	NEEDHAM
State	MA
Zip	02492-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	49
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	4
Census Block	4016
Census Tract	403400

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 HIGH ROCK ST, NEEDHAM, MA 02492-1548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Sep 1, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	2021138029
Deed Book / Page	40011 / 519
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Oct 29, 2021
Property Address	437 HIGH ROCK ST, NEEDHAM, MA 02492-1548
Document Number	40011-519
Book / Page	40011 / 519
Instrument Date	Oct 29, 2021
Instrument	138029
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	437 HIGH ROCK ST, NEEDHAM, MA 02492-1548

Mortgage

Document Number	138030
Date	Oct 29, 2021
Instrument	138030

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Sep 1, 2020
Property Address	437 HIGH ROCK ST, NEEDHAM, MA 02492-1548
Document Number	38289-591
Book / Page	38289 / 591
Instrument Date	Aug 31, 2020
Instrument	90805
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 GREAT PLAIN AVE STE 18, 18, NEEDHAM, MA 02492-3004

Mortgage

Document Number	90806
Date	Sep 1, 2020
Instrument	90806

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	437 HIGH ROCK ST, NEEDHAM, MA 02492-1548
Document Number	35371-545
Book / Page	035371 / 000545
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35371-545
Date	Aug 18, 2017
Book Page	035371/000545
Instrument	77642

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,369.00 (-11.49%)	$2,393,300 (+8.89%) Land $729,000 Building $1,664,300	$2,506,385 (+6.71%)
2024			$2,348,685
2023	$28,661.00	$2,197,900 Land $531,900 Building $1,666,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1987–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Nearby Properties on High Rock St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures