456 E Saddle River Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 456 E Saddle River Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,795 sqft · built 1944
Lot Size	0.889 acres (38,725 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Jul 2016)
Tax Bill	$15,727 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`51-04803-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`51-04803-0000-00001`
Alternative APN	`510480300001`

Interior

Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	38,725 sqft (0.889 acres)
Lot Dimensions	242 ft deep x 164 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	456 E SADDLE RIVER RD
City	RIDGEWOOD
State	NJ
Zip	07450-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Description	.889 AC
Legal Block	4803
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1004
Census Tract	47100

Owner

456 E Saddle River Rd is owned and occupied by an individual who acquired it in May 2017.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	456 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2016 · Amount on File
Deed Sale	Jul 21, 2016 · Amount on File
Deed Document Number	20165368801
Deed Book / Page	2320 / 1802
Last Transfer Date	May 1, 2017
Transfer Doc	0026101010
Record Updated	Sep 20, 2026

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	May 15, 2017
Property Address	456 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2020
Document Number	0026101010
Book / Page	002610 / 001010
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 E SADDLE RIVER RD RIDGEWOOD NJ 074502020, RIDGEWOOD, NJ 07450-2020

Mortgage

Document Number	26162207
Date	May 15, 2017
Book Page	002616/002207

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 456 E Saddle River Rd was $15,727, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,200 (-) Land $317,900 Building $226,300	$544,200 (-) Land $317,900 Building $226,300
2025	$15,727.00 (+0.73%)	$544,200 Land $317,900 Building $226,300	$544,200 Land $317,900 Building $226,300
2024	$15,613.00
2023		$544,200 Land $317,900 Building $226,300	$544,200 Land $317,900 Building $226,300
2022	$14,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 456 E Saddle River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	80 (1980–2024)
Claims Outside the SFHA	2 of 80
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 456 E Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20