Bergen County and Ridgewood Village property record for 436 E Saddle River Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,434 sqft · built 1928 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Company Name on Record |
| Last Sale | $675,000 (Jun 2022) |
| Tax Bill | $21,002 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 51-04803-0000-00002 |
| Primary APN | 51-04803-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,434 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 300 ft deep x 125 ft wide |
| Street Address | 436 E SADDLE RIVER RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | .820 AC |
| Legal Subdivision | A & W SCHOLZ SEC #2 |
| Legal Block | 4803 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 47100 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10 ORCHARD ST, 4A, HACKENSACK, NJ 07601-4838 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on Record |
| Deed Sale | Jun 1, 2022 · Amount on Record |
| Prior Sale | Nov 7, 1991 |
| Deed Document Number | 202256224 |
| Deed Book / Page | 4698 / 606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 1, 2022 |
| Property Address | 436 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2020 |
| Document Number | 0046980606 |
| Book / Page | 4698 / 606 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 2022056224 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,802.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 436 E SADDLE RIVER RD, 436, RIDGEWOOD, NJ 07450-2020 |
| Name | Verified Name |
|---|---|
| Address | 10 ORCHARD ST APT 4A, 4A, HACKENSACK, NJ 07601-4838 |
| Document Number | 2022056225 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 2022056225 |
| Name | WISDOM EQUITIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0046980628 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 4698/628 |
| Instrument | 2022056226 |
| Name | WISDOM EQUITIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | GREAT NECK, NY 11021 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $726,700 (-) Land $330,400 Building $396,300 | $726,700 (-) Land $330,400 Building $396,300 | |
| 2025 | $21,002.00 (+0.73%) | $726,700 (+21.68%) Land $330,400 Building $396,300 | $726,700 (+21.68%) Land $330,400 Building $396,300 |
| 2024 | $20,849.00 (+29.73%) | ||
| 2023 | $597,200 Land $330,400 Building $266,800 | $597,200 Land $330,400 Building $266,800 | |
| 2022 | $16,071.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 80 (1980–2024) |
| Claims Outside the SFHA | 2 of 80 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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