456 E Raines Rd, Memphis, TN 38109 Property Records

Shelby County property record for 456 E Raines Rd, Memphis, TN 38109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,800 sqft · built 1950
Lot Size	0.424 acres (18,469 sqft)
Owner	Individual Name on Record
Tax Bill	$936 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-6023-0-0022`

Property Details

APN / Parcel Number

Primary APN	`07-6023-0-0022`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
Gross Area	2,969 sqft
1st Floor Area	950 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,469 sqft (0.424 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Porch	Enclosed Frame Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	456 E RAINES RD
City	MEMPHIS
State	TN
Zip	38109-8331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Jurisdiction	SHELBY TN
Township / Civil Division	9
Census Block Group	1
Census Block	1013
Census Tract	22321

Owner

Source: Shelby County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	456 E RAINES RD, MEMPHIS, TN 38109-8331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 8, 2019	Loan Modification, Mortgage · VA Mortgage MR COOPER
Jul 3, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	456 E RAINES RD, MEMPHIS, TN 38109-8331
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022090600
Date	Aug 11, 2022
Instrument	22090600

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	456 E RAINES RD, MEMPHIS, TN 38109-8331
Document Number	0000118918
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 E RAINES RD MEMPHIS TN 381098331, MEMPHIS, TN 38109-8331

Mortgage

Document Number	0000118918
Date	Nov 14, 2019
Instrument	118918

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Interest

Rate	4.12%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	456 E RAINES RD, MEMPHIS, TN 38109-8331
Document Number	0000069912
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 E RAINES RD MEMPHIS TN 381098331, MEMPHIS, TN 38109-8331

Mortgage

Document Number	0000069912
Date	Jul 12, 2018
Instrument	69912

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2033

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00 (-34.82%)	$34,800 (+47.61%) Land $4,300 Building $30,500	$139,200 (+47.61%) Land $17,200 Building $122,000
2023		$23,575 Land $3,450 Building $20,125
2022	$1,436.00
2021			$94,300 Land $13,800 Building $80,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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