445 E Raines Rd, Memphis, TN 38109 Property Records

Shelby County property record for 445 E Raines Rd, Memphis, TN 38109 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,162 sqft · built 1959
Lot Size0.297 acres (12,922 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Aug 2019)
Tax Bill$698 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-6049-0-0002

Property Details

APN / Parcel Number

Primary APN07-6049-0-0002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,162 sqft Living Area
1st Floor Area1,162 sqft 1st Floor
Stories1 Story
Utility Area72 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,922 sqft (0.297 acres)
Lot Dimensions142 ft deep x 91 ft wide
Parking Spaces2 Parking Spaces
Garage TypeCarport
Garage Area630 sqft Garage
CarportCarport
Carport Area630 sqft Carport
Patio Area30 sqft Patio

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address445 E RAINES RD
CityMEMPHIS
StateTN
Zip38109-8330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRAINES TERRACE RE
Legal Lot Number11
JurisdictionSHELBY TN
Township / Civil Division9
Census Block Group2
Census Block2000
Census Tract22322

Owner

Source: Shelby County records · APN 07-6049-0-0002

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address445 E RAINES RD, MEMPHIS, TN 38109-8330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2019 · Amount on Record
Deed SaleAug 22, 2019 · Amount on Record
Deed Document Number201986085
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 22, 2019
Property Address445 E RAINES RD, MEMPHIS, TN 38109-8330
Document Number0000086085
Instrument DateAug 16, 2019
Instrument86085
Transaction TypeTransfer
Record UpdatedSep 03, 2019
Title CompanyREALTY TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$314.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 E RAINES RD MEMPHIS TN 381098330, MEMPHIS, TN 38109-8330

Mortgage

Document Number86086
DateAug 22, 2019
Instrument86086
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 21, 2049

Mortgage

Document Number86087,
DateAug 22, 2019
Instrument86087
Lender
NameUNITED HOUSING INC
Address2750 COLONY PARK DR, MEMPHIS, TN 38118-2088
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$698.00 (-47.4%)$25,950 (+19.04%) Land $4,625 Building $21,325$103,800 (+19.04%) Land $18,500 Building $85,300
2023$21,800 Land $3,350 Building $18,450
2022$1,327.00
2021$87,200 Land $13,400 Building $73,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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