456 Debonhill Ct, Cincinnati, OH 45238 Property Records

Hamilton County property record for 456 Debonhill Ct, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,764 sqft · built 1966
Lot Size0.212 acres (9,278 sqft)
Owner2 Owner Names on File
Last Sale$177,000 (Apr 2003)
Tax Bill$4,940 (2025)
Deeds & MortgagesFeb 2020 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN540-0071-0477-00

Property Details

APN / Parcel Number

Primary APN540-0071-0477-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,764 sqft Living Area
1st Floor Area864 sqft
2nd Floor Area900 sqft
Basement Area624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area9,278 sqft (0.212 acres)
Lot Dimensions142 ft deep x 64 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address456 DEBONHILL CT
CityCINCINNATI
StateOH
Zip45238-5218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEBONHILL CT 64.016 X 142.619 IRR-LOT 94 DEBONAIRE ACS SUB BLK C
Legal SubdivisionDEBONAIRE ACS SUB
Legal BlockC
Legal Lot Number94
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group2
Census Block2002
Census Tract21304

Owner

The current owner of 456 Debonhill Ct bought it in April 2003.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address456 DEBONHILL CT, CINCINNATI, OH 45238-5218
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
May 1, 2019Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2003 · Amount on File
Deed SaleApr 10, 2003 · Amount on File
Deed Document Number03-347416
Deed Book / Page9231 / 00390
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address456 DEBONHILL CT, CINCINNATI, OH 45238-5218
Document Number0000015393
Instrument DateFeb 6, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address456 DEBONHILL CT CINCINNATI OH 452385218, CINCINNATI, OH 45238-5218

Mortgage

Document Number0000015393
DateFeb 13, 2020
Book Page014104/001886
Instrument15393
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 12, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address456 DEBONHILL CT, CINCINNATI, OH 45238-5218
Document Number0000035204
Instrument DateMay 1, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address456 DEBONHILL CT CINCINNATI OH 452385218, CINCINNATI, OH 45238-5218

Mortgage

Document Number0000035204
DateMay 8, 2019
Book Page013913/000831
Instrument35204
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 456 Debonhill Ct was $4,940, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,940.00 (+2.51%)$83,143 (-) Land $10,500 Building $72,643
2024$4,819.00 (-0.31%)$83,143 (-) Land $10,500 Building $72,643
2023$4,834.00 (+27.21%)$83,143 (+43.09%) Land $10,500 Building $72,643$237,550 Land $30,000 Building $207,550
2022$3,800.00 Homeowner's exemption$58,107 Land $9,744 Building $48,363
2020$166,020 Land $27,840 Building $138,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 456 Debonhill Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 456 Debonhill Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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