Hamilton County property record for 428 Debonhill Ct, Cincinnati, OH 45238 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1969 |
| Square Footage | 2,020 sqft Living Area |
| Lot Size | 10,367 sqft (0.237 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $289,000 (2025) |
| Tax Bill | $5,828.00 (2025) |
| Primary APN | 540-0071-0481-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,020 sqft Living Area |
| 1st Floor | 1,124 sqft 1st Floor |
| 2nd Floor | 896 sqft 2nd Floor |
| Basement Area | 1,124 sqft Basement |
| Finished Basement | 562 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 10,367 sqft (0.237 acres) |
| Depth X Width | 145 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 293 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 428 DEBONHILL CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5218 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEBONHILL CT 70 X 145 LOT 98 DEBONAIRE ACS SUB BLK C PT 2 |
| Legal Subdivision | DEBONAIRE ACS SUB |
| Legal Block | C |
| Legal Lot Number | 98 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | DELHI |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 21304 |
Source: Hamilton County records · APN 540-0071-0481-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 428 DEBONHILL CT, CINCINNATI, OH 45238-5218 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIFTH THIRD BANK NA |
| Sep 10, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 04, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Nov 04, 2019 · Amount on Record |
| Deed Doc Number | 0000069840 |
| Deed Book / Page | 15497 / 960 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 428 DEBONHILL CT, CINCINNATI, OH 45238-5218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 428 DEBONHILL CT, CINCINNATI, OH 45238-5218 |
| Document Number | 0000085978 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 14459/240 |
| Instrument | 2021-0085978 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 10, 2025 |
| Property Address | 428 DEBONHILL CT, CINCINNATI, OH 45238-5218 |
| Document Number | 0000069840 |
| Book / Page | 15497 / 960 |
| Map Reference | MB 144 PG 17&18 |
| Instrument Date | Sep 09, 2025 |
| Instrument | 2025-0069840 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 428 DEBONHILL CT, CINCINNATI, OH 45238-5218 |
| Document Number | 0000069841 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2025-0069841 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 04, 2019 |
| Property Address | 428 DEBONHILL CT, CINCINNATI, OH 45238-5218 |
| Document Number | 0000096331 |
| Book / Page | 14037 / 03082 |
| Map Reference | MB 144 PG 17&18 |
| Instrument Date | Nov 01, 2019 |
| Instrument | 2019-0096331 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $768.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 DEBONHILL CT, CINCINNATI, OH 45238-5218 |
| Document Number | 0000096335 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 14037/03087 |
| Instrument | 2019-0096335 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,828.00 (+2.52%) | $98,123 (-) Land $11,120 Building $87,003 | |
| 2024 | $5,685.00 (-0.3%) | $98,123 (-) Land $11,120 Building $87,003 | |
| 2023 | $5,702.00 (+29.8%) | $98,123 (+46.01%) Land $11,120 Building $87,003 | $280,350 (+46.02%) Land $31,770 Building $248,580 |
| 2022 | $4,393.00 Homeowner's exemption | $67,201 Land $10,280 Building $56,921 | |
| 2020 | $192,000 Land $29,370 Building $162,630 |
428 Debonhill Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 28th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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