456 Cass Dr, Troy, MO 63379 Property Records

Lincoln County property record for 456 Cass Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,769 sqft · built 2017
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-005.169`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-005.169`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,769 sqft Living Area
Basement Area	1,769 sqft
Unfinished Basement	1,769 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	456 CASS DR
City	TROY
State	MO
Zip	63379-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 169 CASSCADES OF ROCKPORT
Legal Range	01W
Legal Township	48N
Legal Section	13
Legal Subdivision	ROCKPORT
Legal Lot Number	169
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2002
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	456 CASS DR, TROY, MO 63379-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 29, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Aug 22, 2017	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018
Deed Sale	May 25, 2018
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	20184500
Deed Book / Page	2423 / 133
Prior Transfer Date	May 24, 2018
Prior Transfer Doc	0000004500
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	456 CASS DR, TROY, MO 63379-3446
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 CASS DR, TROY, MO 63379-3446

Mortgage

Document Number	002484/951
Date	Oct 24, 2022
Book Page	2484/951
Instrument	2022010728

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	456 CASS DR, TROY, MO 63379-3446
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 CASS DR, TROY, MO 63379-3446

Mortgage

Document Number	2469/914
Date	Sep 20, 2021
Book Page	2469/914
Instrument	2021012482

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 29, 2017
Property Address	456 CASS DR, TROY, MO 63379-3446
Document Number	2414/0641
Book / Page	2414 / 0641
Map Reference	MB14 PG300
Instrument Date	Aug 25, 2017
Instrument	2017008115
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 CASS DR, TROY, MO 63379-3446

Mortgage

Document Number	2017008116
Date	Aug 29, 2017
Instrument	2017008116

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 22, 2017
Property Address	456 CASS DR, TROY, MO 63379-3446
Document Number	2414/0382
Book / Page	2414 / 0382
Map Reference	MB14 PG300
Instrument Date	Aug 18, 2017
Instrument	2017007856
Transaction Type	Construction Loan
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 N LINCOLN DR, TROY, MO 63379-1355
Investor	Possibly a Property Investor

Mortgage

Document Number	2017007857
Date	Aug 22, 2017
Instrument	2017007857

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Nov 1, 2017

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,132 (-) Land $5,928 Building $43,204
2025	$3,003.00 (+7.25%)	$49,132 (+8.72%) Land $5,928 Building $43,204	$258,590 (+8.72%) Land $31,200 Building $227,390
2023	$2,800.00 (+4.87%)	$45,193 Land $5,168 Building $40,025	$237,860 Land $27,200 Building $210,660
2022	$2,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE LAKE ESTATES private · serves 115 people · EPA ID MO6031642
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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