Iosco County property record for 4559 River St, Oscoda, MI 48750
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1989 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,501 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021A1000011400 |
| Primary APN | 021A1000011400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,424 sqft Building Perimeter |
| 1st Floor Area | 1,424 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 560 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4559 RIVER ST |
|---|---|
| City | OSCODA |
| State | MI |
| Zip | 48750-9517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | AUSABLE HEIGHTS LOTS 114 & 116 |
| Legal Subdivision | L AUSABLE HEIGHTS |
| Legal Lot Number | 114,116 |
| Jurisdiction | IOSCO MI |
| Township / Civil Division | AU SABLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 400 |
4559 River St is owned and occupied by two individuals who acquired it in November 2025.
Source: Iosco County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11826 LYNMOOR DR, RIVERVIEW, FL 33579-7034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HURON COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 0000006968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Mar 2, 2022 |
| Property Address | 4559 RIVER ST, OSCODA, MI 48750-9517 |
| Document Number | 2022001118 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022001118 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IOSCO MI |
| Property Address | 4559 RIVER ST, OSCODA, MI 48750-9517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017004877 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 2017004877 |
| Name | HURON COMMUNITY BANK |
|---|---|
| Address | EAST TAWAS, MI 48730 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2032 |
The 2025 property tax bill for 4559 River St was $1,501 with a homeowner's exemption.
Source: Iosco County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Iosco County |
| County Subdivision | Au Sable Charter Township |
| Unified School District | Oscoda Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,000 Land $91,000 | $182,000 Land $182,000 | |
| 2025 | $1,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4559 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1986–2026) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4559 River St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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