Iosco County property record for 4545 River St, Oscoda, MI 48750
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,932 sqft · built 1975 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,623 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 021A1000012600 |
| Primary APN | 021A1000012600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,932 sqft Building Perimeter |
| 1st Floor Area | 1,932 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4545 RIVER ST |
|---|---|
| City | OSCODA |
| State | MI |
| Zip | 48750-9517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | AUSABLE HEIGHTS LOT 126 & S 30 FT OF LOT 124 & N 10 FT OF LOT 128 |
| Legal Subdivision | AUSABLE HEIGHTS |
| Legal Lot Number | 124,126 |
| Jurisdiction | IOSCO MI |
| Township / Civil Division | AU SABLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 400 |
4545 River St is owned and occupied by an individual.
Source: Iosco County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4545 RIVER ST, OSCODA, MI 48750-9517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IOSCO MI |
| Property Address | 4545 RIVER ST, OSCODA, MI 48750-9517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021001945 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021001945 |
| Name | ALPENA ALCONA AREA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2031 |
The 2025 property tax bill for 4545 River St was $1,623 with a homeowner's exemption.
Source: Iosco County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Iosco County |
| County Subdivision | Au Sable Charter Township |
| Unified School District | Oscoda Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,000 Land $98,000 | $196,000 Land $196,000 | |
| 2025 | $1,623.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4545 River St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1986–2026) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4545 River St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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