4559 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4559 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,975 sqft · built 2010
Lot Size	0.161 acres (7,006 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2021)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3718-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3718-0`
Alternative APNs	`05-2N-23-1200-0000-0830` `23N205120000000830`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,975 sqft Living Area
Gross Area	4,093 sqft
1st Floor Area	2,046 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,006 sqft (0.161 acres)
Garage Type	Attached
Garage Area	550 sqft
Porch	Finished/Open Porch
Porch Area	472 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4559 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 83
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND EST
Legal Lot Number	83
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1019
Census Tract	20702

Owner

4559 Hermosa Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5908 GREENTREE RD, BETHESDA, MD 20817-3460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Oct 4, 2010 · Amount on File
Deed Document Number	20213494720
Deed Book / Page	3578 / 3477
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 6, 2021
Property Address	4559 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0035783477
Book / Page	3578 / 3477
Map Reference	MB 23 PG 100-102
Instrument Date	Sep 30, 2021
Instrument	3494720
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9124 KENWAY LN, 9124, FREDERICK, MD 21704-5109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4559 HERMOSA RD, CRESTVIEW, FL 32539-6731
Investor	Possibly a Property Investor

Mortgage

Document Number	35783479
Date	Oct 6, 2021
Instrument	3578/3479

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4559 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0034473427
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4559 HERMOSA RD CRESTVIEW FL 325396731, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0034473427
Date	Mar 3, 2020
Book Page	003447/003427
Instrument	3341793

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4559 Hermosa Rd was $3,426 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 Homeowner's exemption	$383,183 Land $47,080 Building $336,103	$383,183 Land $47,080 Building $336,103
2023	$3,575.00 (+2.2%) Homeowner's exemption	$395,817 (+3%)	$413,377 (+7.57%) Land $40,000 Building $373,377
2022	$3,498.00 Homeowner's exemption	$384,288 Land $34,078 Building $350,210	$384,288 Land $34,078 Building $350,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4559 Hermosa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4559 Hermosa Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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