4558 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4558 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,580 sqft · built 2012
Lot Size	0.161 acres (6,999 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Aug 2022)
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3683-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3683-6`
Alternative APNs	`05-2N-23-1200-0000-0480` `23N205120000000480`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,580 sqft Living Area
Gross Area	4,386 sqft
1st Floor Area	1,559 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Hardboard
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,999 sqft (0.161 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	224 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4558 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 48
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND EST
Legal Lot Number	48
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1017
Census Tract	20702

Owner

4558 Hermosa Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Okaloosa County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4558 HERMOSA RD, CRESTVIEW, FL 32539-6731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	May 21, 2021 · Amount on File
Deed Document Number	20223570380
Deed Book / Page	3636 / 4643
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 9, 2022
Property Address	4558 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0036364643
Book / Page	3636 / 4643
Map Reference	MB 23 PG 100-102
Instrument Date	Aug 4, 2022
Instrument	3570380
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8376 JAMES CREEK DR, 8376, COLORADO SPRINGS, CO 80924-8112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0036364645
Date	Aug 9, 2022
Instrument	3636/4645

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 21, 2021
Property Address	4558 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0035481979
Book / Page	3548 / 1979
Map Reference	MB 23 PG 100-102
Instrument Date	May 17, 2021
Instrument	3457277
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,904.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BLENHEIM RD, 3, SHALIMAR, FL 32579-1003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	35481981
Date	May 21, 2021
Instrument	3548/1981

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4558 HERMOSA RD, CRESTVIEW, FL 32539-6731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHEAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034640732
Date	May 26, 2020
Book Page	3464/732
Instrument	3360374

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4558 Hermosa Rd was $4,170.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,170.00	$425,144 Land $47,080 Building $378,064	$425,144 Land $47,080 Building $378,064
2023	$4,550.00 (+15.6%)	$461,318 (+7.48%) Land $40,000 Building $421,318	$461,318 (+7.48%) Land $40,000 Building $421,318
2022	$3,936.00 Homeowner's exemption	$429,230 Land $34,078 Building $395,152	$429,230 Land $34,078 Building $395,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4558 Hermosa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4558 Hermosa Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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