45584 Riverwoods Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45584 Riverwoods Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,156 sqft · built 2000
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$232,900 (Jan 2001)
Tax Bill	$4,581 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-33-405-022`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-405-022`
Alternative APN	`0833405022`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,124 sqft
Basement Area	2,124 sqft
Unfinished Basement	2,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	141 ft deep x 72 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	45584 RIVERWOODS DR
City	MACOMB
State	MI
Zip	48044-5784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTCHESTER FARMS SUB LOT 22 LIBER: 142 PAGES: 17-23
Legal Subdivision	WESTCHESTER FARMS SUB
Legal Lot Number	22
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2012
Census Tract	224201

Owner

45584 Riverwoods Dr is owned and occupied by an individual who bought it in January 2001.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	45584 RIVERWOODS DR, MACOMB, MI 48044-5784
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 14, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2001 · Amount on File
Deed Sale	Jan 2, 2001 · Amount on File
Prior Sale	Nov 3, 2000 · Amount on File
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45584 RIVERWOODS DR, MACOMB, MI 48044-5784
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011057
Date	Jan 30, 2018
Book Page	25191/240
Instrument	8011057

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45584 RIVERWOODS DR, MACOMB, MI 48044-5784
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066799
Date	Jun 13, 2019
Book Page	26016/244
Instrument	9066799

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 3, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45584 RIVERWOODS DR, MACOMB, MI 48044-5784
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45584 RIVERWOODS DR, MACOMB, MI 48044-5784

Mortgage

Document Number	0000124323
Date	Oct 14, 2020
Book Page	27068/867
Instrument	2124323

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	129 Months
Due	Jul 1, 2031

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45584 RIVERWOODS DR, MACOMB, MI 48044-5784
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45584 RIVERWOODS DR, MACOMB, MI 48044-5784

Mortgage

Document Number	2102270144
Date	Nov 12, 2021
Book Page	28192/465
Instrument	202102270144

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 45584 Riverwoods Dr was $4,581 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,800	$423,600
2025	$4,581.00
2023		$182,600	$365,200
2022	$4,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45584 Riverwoods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45584 Riverwoods Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, WOW Internet, Cable & Phone.

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