45498 Riverwoods Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45498 Riverwoods Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,877 sqft · built 2003
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-33-405-025`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-405-025`
Alternative APN	`0833405025`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,877 sqft Living Area
1st Floor Area	1,494 sqft
Basement Area	1,494 sqft
Unfinished Basement	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	122 ft deep x 71 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45498 RIVERWOODS DR
City	MACOMB
State	MI
Zip	48044-5782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTCHESTER FARMS SUB LOT 19 LIBER: 142 PAGES: 17-23
Legal Subdivision	WESTCHESTER FARMS SUB
Legal Lot Number	19
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2012
Census Tract	224201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45498 RIVERWOODS DR, MACOMB, MI 48044-5782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Mar 8, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jun 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 14, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 11, 2005
Transfer Doc	0000011209
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45498 RIVERWOODS DR, MACOMB, MI 48044-5782
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45498 RIVERWOODS DR, MACOMB, MI 48044-5782

Mortgage

Document Number	2300094650
Date	Nov 9, 2023
Book Page	29371/45
Instrument	202300094650

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45498 RIVERWOODS DR, MACOMB, MI 48044-5782
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45498 RIVERWOODS DR, MACOMB, MI 48044-5782

Mortgage

Document Number	2102131609
Date	Mar 8, 2021
Book Page	27464/839
Instrument	202102131609

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45498 RIVERWOODS DR, MACOMB, MI 48044-5782
Document Number	0000071323
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45498 RIVERWOODS DR MACOMB MI 480445782, MACOMB, MI 48044-5782

Mortgage

Document Number	0000071323
Date	Jun 23, 2020
Book Page	026787/000640
Instrument	71323

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45498 RIVERWOODS DR, MACOMB, MI 48044-5782
Document Number	0000111807
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45498 RIVERWOODS DR MACOMB MI 480445782, MACOMB, MI 48044-5782

Mortgage

Document Number	0000111807
Date	Oct 3, 2019
Book Page	026239/000797
Instrument	111807

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45498 RIVERWOODS DR, MACOMB, MI 48044-5782
Document Number	0000008580
Book / Page	024516 / 000001
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45498 RIVERWOODS DR MACOMB MI 480445782, MACOMB, MI 48044-5782

Mortgage

Document Number	0000008580
Date	Jan 23, 2017
Book Page	024516/000001
Instrument	8580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,500 (+4.44%)	$517,000 (+4.44%)
2025	$5,431.00 (+13.12%) Homeowner's exemption	$247,500 (+16.75%)	$495,000 (+16.75%)
2023		$212,000	$424,000
2022	$4,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, WOW Internet, Cable & Phone.

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