4558 Titman Rd, Gastonia, NC 28056 Property Records

Gaston County property record for 4558 Titman Rd, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1962
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Aug 2023)
Tax Bill	$2,504 (2023)
Deeds & Mortgages	Feb 2024 Transfer Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10116 02800`

Property Details

APN / Parcel Number

Primary APN	`10116 02800`
Alternative APNs	`1667788` `148337`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Material	Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Detached
Garage Area	192 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1667788
Old Parcel Number	10116 02800
Street Address	4558 TITMAN RD
City	GASTONIA
State	NC
Zip	28056-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	A W TITMAN L P/18 10 116 028 00 000
Legal Subdivision	A W TITMAN
Legal Tract	18
Legal Lot Number	P/18
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1000
Census Tract	32507

Owner

4558 Titman Rd is owned and occupied by an individual who acquired it in February 2024.

Source: Gaston County records, as of March 29, 2024

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	4558 TITMAN RD, GASTONIA, NC 28056-8650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Intrafamily Transfer, Transfer
Aug 31, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 21, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
May 12, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Aug 31, 2023 · Amount on File
Deed Document Number	0054320170
Deed Book / Page	5432 / 170
Last Transfer Date	Feb 22, 2024
Transfer Doc	0054620029
Record Updated	Jun 7, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Feb 22, 2024
Property Address	4558 TITMAN RD, GASTONIA, NC 28056-8650
Document Number	0054620029
Book / Page	5462 / 29
Map Reference	MB 5 PG 86
Instrument Date	Feb 15, 2024
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4558 TITMAN RD, GASTONIA, NC 28056-8650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 TITMAN RD, GASTONIA, NC 28056-8650

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 31, 2023
Property Address	4558 TITMAN RD, GASTONIA, NC 28056-8650
Document Number	0054320170
Book / Page	5432 / 170
Map Reference	MB 5 PG 86
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3665 GASTON DAY SCHOOL RD, GASTONIA, NC 28056-7530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 INWOOD HILL DR, GASTONIA, NC 28056-6905

Mortgage

Document Number	0005432173
Date	Aug 31, 2023
Instrument	5432/173

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0054320190
Date	Aug 31, 2023
Book Page	5432/190

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4558 TITMAN RD, GASTONIA, NC 28056-8650
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052260892
Date	May 10, 2021
Book Page	5226/892

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 21, 2017
Property Address	4558 TITMAN RD, GASTONIA, NC 28056-8650
Document Number	0049461970
Book / Page	4946 / 1970
Instrument Date	Nov 21, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 LANDS END TRL, 538, BELMONT, NC 28012-8655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1482, BELMONT, NC 28012-1482

Mortgage

Document Number	0049461973
Date	Nov 21, 2017
Instrument	4946/1973

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 12, 2017
Property Address	4558 TITMAN RD, GASTONIA, NC 28056-8650
Document Number	0049102493
Book / Page	004910 / 002493
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$190.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1482 BELMONT NC 280121482, BELMONT, NC 28012-1482

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$2,504.00	$231,890 Land $30,160 Building $201,730

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4558 Titman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4558 Titman Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUAIL RIDGE S/D private · serves 142 people · EPA ID NC0136208
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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