4491 Titman Rd, Gastonia, NC 28056 Property Records

Gaston County property record for 4491 Titman Rd, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,968 sqft · built 1964
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on File
Tax Bill	$272 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10116 00903`

Property Details

APN / Parcel Number

Primary APN	`10116 00903`
Alternative APNs	`148320` `755016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,968 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Shingle
Lot Area	115,434 sqft (2.65 acres)
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Old Parcel Number	10116 00903
Street Address	4491 TITMAN RD
City	GASTONIA
State	NC
Zip	28056-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	A W TITMAN L 13 P/14 10 116 009 03 000
Legal Subdivision	BEATTY ROAD AREA
Legal Lot Number	13
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2000
Census Tract	32507

Owner

Source: Gaston County records · APN 10116 00903

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 725, LOWELL, NC 28098-0725
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 1992
Deed Sale	Nov 01, 1992
Deed Document Number	0002225529
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4491 TITMAN RD, GASTONIA, NC 28056-8649
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053791325
Date	Nov 23, 2022
Book Page	5379/1325

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$272.00 (-75.93%)	$278,030 (-) Land $52,440 Building $225,590
2023	$1,130.00	$278,030 Land $52,440 Building $225,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	QUAIL RIDGE S/D private · serves 142 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.