4558 E FM 20, Lockhart, TX 78644 Property Records

Caldwell County property record for 4558 E FM 20, Lockhart, TX 78644 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,875 sqft · built 1993
Lot Size	11.6 acres (507,910 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,475 (2026)
Flood Zone	Zone X (minimal risk)
APN	`0200223-100-200-00`

Property Details

APN / Parcel Number

Primary APN	`0200223-100-200-00`
Alternative APNs	`R15932` `15932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,875 sqft Living Area
1st Floor Area	2,875 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Architectural Style	Georgian
Exterior Material	Stone
Roof Type	Reinforced Concrete
Lot Area	507,910 sqft (11.6 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	328 sqft
Patio Area	280 sqft
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15932
Street Address	4558 E FM 20
City	LOCKHART
State	TX
Zip	78644-4229
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A223 NASH, JAMES, ACRES 11.66
Legal Subdivision	NASH, JAMES
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2044
Census Tract	960102

Owner

Source: Caldwell County records · APN 0200223-100-200-00

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4558 E FM 20, LOCKHART, TX 78644-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,475.00 (+35.06%)
2025		$572,810 (+29.98%) Land $39,880 Building $532,930	$873,960 (+3.87%) Land $341,030 Building $532,930
2024	$6,275.00 (+14.99%)
2023	$5,457.00 (-16.16%) Homeowner's exemption	$440,697 Land $55,560 Building $503,190	$841,380 Land $338,190 Building $503,190
2022	$6,509.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480559601022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (2012)
Most Recent Claim	Feb 2012, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 33% of Texas
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.