Caldwell County property record for 3815 E FM 20, Lockhart, TX 78644
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,205 sqft · built 2006 |
| Lot Size | 9.42 acres (410,509 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,300 (May 2007) |
| Tax Bill | $2,742 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200009-220-000-10 |
| Primary APN | 0200009-220-000-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,205 sqft Living Area |
| 1st Floor Area | 717 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Georgian |
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Lot Area | 410,509 sqft (9.42 acres) |
| Patio Area | 395 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 55206 |
|---|---|
| Street Address | 3815 E FM 20 |
| City | LOCKHART |
| State | TX |
| Zip | 78644-4792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A009 GEORGE, JAMES, ACRES 9.424 |
| Legal Subdivision | GEORGE, JAMES |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 960102 |
Source: Caldwell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3815 E FM 20, LOCKHART, TX 78644-4792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2007 · Amount on Record |
| Deed Sale | May 11, 2007 · Amount on Record |
| Deed Document Number | 20072382 |
| Deed Book / Page | 494 / 720 |
| Record Updated | Oct 29, 2026 |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,742.00 (+69.78%) | $181,670 (+9.96%) | $439,630 (+2.67%) Land $285,810 Building $153,820 |
| 2025 | $165,220 (+4.81%) Land $31,800 Building $133,420 | $428,200 (+3.52%) Land $294,780 Building $133,420 | |
| 2024 | $1,615.00 (+20.79%) | ||
| 2023 | $1,337.00 (-33.12%) Homeowner's exemption | $157,639 Land $47,600 Building $122,580 | $413,630 Land $291,050 Building $122,580 |
| 2022 | $1,999.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
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