St. Mary's County property record for 45524 Drayden Rd, Valley Lee, MD 20692
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,632 sqft · built 1940 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jun 2021) |
| Tax Bill | $3,826 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-027925 |
| Primary APN | 02-027925 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,632 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 137,214 sqft (3.15 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 744 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Gazebo | 215 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 027925 |
|---|---|
| Street Address | 45524 DRAYDEN RD |
| City | VALLEY LEE |
| State | MD |
| Zip | 20692-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 8 MALLARD CREEK |
| Legal Subdivision | MALLARD CREEK |
| Legal Lot Number | 8 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 876102 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45524 DRAYDEN RD, VALLEY LEE, MD 20692-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed, Transfer LIGHTHOUSE TITLE |
| Jun 23, 2021 | Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Prior Sale | Jan 30, 1989 · Amount on Record |
| Deed Book / Page | 5825 / 381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jun 22, 2022 |
| Property Address | 45524 DRAYDEN RD, VALLEY LEE, MD 20692-3003 |
| Document Number | 0061690071 |
| Book / Page | 6169 / 71 |
| Map Reference | MB MRB 29 PG 120 |
| Instrument Date | Jun 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | LIGHTHOUSE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45524 DRAYDEN RD, VALLEY LEE, MD 20692-3003 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jun 23, 2021 |
| Property Address | 45524 DRAYDEN RD, VALLEY LEE, MD 20692-3003 |
| Document Number | 0058250381 |
| Book / Page | 5825 / 381 |
| Map Reference | MB MRB 29 PG 120 |
| Instrument Date | Jun 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45524 DRAYDEN RD, VALLEY LEE, MD 20692-3003 |
| Document Number | 5825387 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 5825/387 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,033 (+19.05%) | $387,100 (+11.72%) Land $125,900 Building $261,200 | |
| 2025 | $3,826.00 (+14%) Homeowner's exemption | ||
| 2023 | $3,356.00 | $302,433 | $346,500 Land $119,900 Building $226,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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