4557 Olivegate Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4557 Olivegate Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 1973
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jul 2014)
Tax Bill	$3,875 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`247-0305-002-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0305-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
1st Floor Area	1,481 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4557 OLIVEGATE DR
City	FAIR OAKS
State	CA
Zip	95628-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	OLIVEGATE, LOT 58
Legal Subdivision	OLIVEGATE
Legal Lot Number	58
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	7905

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4557 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Apr 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2014 · Amount on Record
Deed Sale	Jul 25, 2014 · Amount on Record
Prior Sale	Mar 6, 2003 · Amount on Record
Deed Book / Page	20140725 / 1337
Prior Transfer Date	Apr 15, 1994
Prior Transfer Doc	9404000601
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4557 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4557 OLIVEGATE DR, FAIR OAKS, CA 95628-5601

Mortgage

Document Number	0000000897
Date	May 10, 2021
Instrument	202105100897

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4557 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4557 OLIVEGATE DR, FAIR OAKS, CA 95628-5601

Mortgage

Document Number	5100000000897
Date	May 10, 2021
Book Page	20210510/897

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4557 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Document Number	2004241118
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4557 OLIVEGATE DR FAIR OAKS CA 956285601, FAIR OAKS, CA 95628-5601

Mortgage

Document Number	2004241118
Date	Apr 24, 2020
Instrument	2004241118

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 23, 2030

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4557 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Document Number	0000000806
Book / Page	170427 / 000806
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4557 OLIVEGATE DR FAIR OAKS CA 956285601, FAIR OAKS, CA 95628-5601

Mortgage

Document Number	0000000806
Date	Apr 27, 2017
Book Page	170427/000806

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$324,850 (+2%) Land $98,065 Building $226,785
2025	$3,875.00 (+2.13%)	$318,482 (+4.04%) Land $96,143 Building $222,339
2024	$3,794.00 (+1.61%)
2023	$3,734.00 (+2.02%)	$306,116 Land $92,410 Building $213,706
2022	$3,660.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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