4549 Olivegate Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4549 Olivegate Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,989 sqft · built 1976
Lot Size	0.148 acres (6,450 sqft)
Owner	Company Name on Record
Last Sale	$188,000 (Sep 2001)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`247-0305-004-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0305-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,989 sqft Living Area
Gross Area	2,426 sqft
1st Floor Area	1,177 sqft
2nd Floor Area	812 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,450 sqft (0.148 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4549 OLIVEGATE DR
City	FAIR OAKS
State	CA
Zip	95628-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	OLIVEGATE, LOT 60
Legal Subdivision	OLIVEGATE
Legal Lot Number	60
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	7905

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4549 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 19, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Feb 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2001 · Amount on Record
Deed Sale	Sep 28, 2001 · Amount on Record
Prior Sale	Jun 10, 1996 · Amount on Record
Deed Book / Page	20010928 / 2852
Last Transfer Date	Jan 10, 2018
Transfer Doc	2010000000992
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4549 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 OLIVEGATE DR, FAIR OAKS, CA 95628-5601

Mortgage

Document Number	0000000141
Date	Sep 8, 2021
Instrument	2021090800141

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4549 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 OLIVEGATE DR, FAIR OAKS, CA 95628-5601

Mortgage

Document Number	2021090800141
Date	Sep 8, 2021
Instrument	2021090800141

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4549 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Document Number	2004290634
Instrument Date	Apr 19, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4549 OLIVEGATE DR FAIR OAKS CA 956285601, FAIR OAKS, CA 95628-5601

Mortgage

Document Number	2004290634
Date	Apr 29, 2020
Instrument	2004290634

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 1, 2018
Property Address	4549 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Document Number	1802010992
Instrument Date	Jan 10, 2018
Instrument	1802010992
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4549 OLIVEGATE DR FAIR OAKS CA 956285601, FAIR OAKS, CA 95628-5601

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$283,260 (+2%) Land $90,397 Building $192,863
2025	$3,298.00 (+2.2%) Homeowner's exemption	$277,707 (+4.04%) Land $88,625 Building $189,082
2024	$3,227.00 (+1.67%)
2023	$3,174.00 (+2.06%) Homeowner's exemption	$266,926 Land $85,185 Building $181,741
2022	$3,110.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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