Union County property record for 4556 Tradd Cir, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,214 sqft Living Area |
| Lot Size | 3,093 sqft (0.071 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2022) |
| Tax Bill | $2,697.00 (2025) |
| Primary APN | 09-363-388 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,214 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 3,093 sqft (0.071 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 220 sqft Garage |
| Porch Area | 95 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 4556 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #105 CHARLESTOWN AT BREKONRIDGE PH2 OPCJ366 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-388
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4556 TRADD CIR, MONROE, NC 28110-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Feb 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Nov 01, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Oct 12, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage KELLER MORTGAGE LLC |
| Jun 25, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2022 · Amount on Record |
| Deed Sale | Feb 18, 2022 · Amount on Record |
| Prior Sale | Oct 12, 2018 · Amount on Record |
| Deed Doc Number | 20226411 |
| Deed Book / Page | 8404 / 157 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4556 TRADD CIR, MONROE, NC 28110-5650 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008591121 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 8591/121 |
| Instrument | 35443 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | INDIAN TRAIL, NC 28079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 18, 2022 |
| Property Address | 4556 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0008404157 |
| Book / Page | 8404 / 157 |
| Map Reference | CAB J FILE 364-367 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 6411 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2022 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1317 LINDEN GLEN DR, 1317, MATTHEWS, NC 28104-7409 |
| Name | Verified Name |
|---|---|
| Address | 4556 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0000006412 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 6412 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4556 TRADD CIR, MONROE, NC 28110-5650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 7506887 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 7506/887 |
| Instrument | 0034027 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 12, 2018 |
| Property Address | 4556 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0007251553 |
| Book / Page | 7251 / 553 |
| Map Reference | CAB J FILE 364-367 |
| Instrument Date | Oct 03, 2018 |
| Instrument | 0028873 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3816 MOORELAND FARMS RD, 3816, CHARLOTTE, NC 28226-5402 |
| Name | Verified Name |
|---|---|
| Address | 4556 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0000028874 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 0028874 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 25, 2018 |
| Property Address | 4556 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 7182601 |
| Book / Page | 007182 / 000601 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 17359 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3816 MOORELAND FARMS RD CHARLOTTE NC 282265402, CHARLOTTE, NC 28226-5402 |
| Investor | Possibly a Property Investor |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,697.00 (+12.33%) | $308,600 (+40.15%) Land $60,400 Building $248,200 | $308,600 (+40.15%) Land $60,400 Building $248,200 |
| 2023 | $2,401.00 | $220,200 Land $41,000 Building $179,200 | $220,200 Land $41,000 Building $179,200 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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