4550 Tradd Cir, Monroe, NC 28110 Property Records

Union County property record for 4550 Tradd Cir, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2009
Square Footage	2,268 sqft Living Area
Lot Size	2,570 sqft (0.059 acres)
Occupancy	Owner Occupied
Last Sale	$155,500 (2015)
Tax Bill	$2,732.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-363-391`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	2,268 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Lot Area	2,570 sqft (0.059 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	240 sqft Garage
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	4550 TRADD CIR
City	MONROE
State	NC
Zip	28110-5650
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#108 CHARLESTOWN AT BREKONRIDGE PH2 OPCJ366
Legal Subdivision	BREKONRIDGE - CHARLESTOWN
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	3
Census Block	3020
Census Tract	20321

Owner

Source: Union County records · APN 09-363-391

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4550 TRADD CIR, MONROE, NC 28110-5650
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2015 · Amount on Record
Deed Sale	Aug 04, 2015 · Amount on Record
Prior Sale	Oct 30, 2009 · Amount on Record
Deed Doc Number	201523876
Deed Book / Page	6502 / 590
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4550 TRADD CIR, MONROE, NC 28110-5650
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8079648
Date	Apr 27, 2021
Book Page	8079/648
Instrument	19775

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,732.00 (+12.71%)	$312,600 (+40.62%) Land $60,400 Building $252,200	$312,600 (+40.62%) Land $60,400 Building $252,200
2023	$2,424.00	$222,300 Land $41,000 Building $181,300	$222,300 Land $41,000 Building $181,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.