4555 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4555 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,336 sqft · built 1956
Lot Size	18.8 acres (822,413 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Dec 2018)
Tax Bill	$5,456 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-015-3004-001`

Property Details

APN / Parcel Number

Primary APN	`74-15-015-3004-001`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	822,413 sqft (18.8 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4555 VINCENT RD
City	CLYDE
State	MI
Zip	48049-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG N 455' FROM SE SEC COR, TH N 194.39', TH N 89D 20M 36S W 281', TH N 155', TH N 89D 20M 36S W 47', TH N 244.61', TH N 89D
Legal Range	16E
Legal Township	07N
Legal Section	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3005
Census Tract	633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4555 VINCENT RD, CLYDE, MI 48049-2613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	201826988
Deed Book / Page	5014 / 816
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4555 VINCENT RD, CLYDE, MI 48049-2613
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050891
Date	Aug 22, 2019
Book Page	5089/1
Instrument	2019017230

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 10, 2018
Property Address	4555 VINCENT RD, CLYDE, MI 48049-2613
Document Number	0005014816
Book / Page	5014 / 816
Instrument Date	Nov 30, 2018
Instrument	2018026988
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	HURON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,139.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 DAVIS RD, SAINT CLAIR, MI 48079-2012

Mortgage

Document Number	2018026989
Date	Dec 10, 2018
Instrument	2018026989

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,800 (+2.95%)	$509,600 (+2.95%)
2025	$5,456.00 (+2.54%) Homeowner's exemption	$247,500 (+15.38%)
2024	$5,321.00 (+20.22%)		$495,000 (+15.38%)
2023		$214,500
2022	$4,426.00		$429,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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