4480 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4480 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1994
Lot Size	10.3 acres (449,975 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Aug 2017)
Tax Bill	$3,916 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-023-1001-100`

Property Details

APN / Parcel Number

Primary APN	`74-15-023-1001-100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,666 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	449,975 sqft (10.3 acres)
Lot Dimensions	937 ft deep x 480 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4480 VINCENT RD
City	CLYDE
State	MI
Zip	48049-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	N 480' OF W 937.5' OF NW 1/4 SECTION 23 T7N R16E 10.33 A
Legal Range	16E
Legal Township	07N
Legal Section	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3000
Census Tract	633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4480 VINCENT RD, CLYDE, MI 48049-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage HURON VALLEY FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	201718817
Deed Book / Page	4855 / 401
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4480 VINCENT RD, CLYDE, MI 48049-3215
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4480 VINCENT RD, CLYDE, MI 48049-3215

Mortgage

Document Number	0005524817
Date	May 24, 2022
Book Page	5524/817
Instrument	2022012846

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 4, 2037

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 2, 2017
Property Address	4480 VINCENT RD, CLYDE, MI 48049-3215
Document Number	004855/401
Book / Page	4855 / 401
Instrument Date	Jun 16, 2017
Instrument	2017018817
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	STERLING TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,021.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4480 VINCENT RD, 4480, CLYDE, MI 48049-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47504 SUGARBUSH RD, CHESTERFIELD, MI 48047-6004

Mortgage

Document Number	0048550403
Date	Aug 2, 2017
Book Page	4855/403
Instrument	2017018818

Lender

Name	HURON VALLEY FINANCIAL INC
Type	Mortgage Company
Address	ANN ARBOR, MI 48103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,100 (+5.29%)	$374,200 (+5.29%)
2025	$3,916.00 (+2.51%) Homeowner's exemption	$177,700 (+14.35%)
2024	$3,820.00 (+20.62%)		$355,400 (+14.35%)
2023		$155,400
2022	$3,167.00		$310,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vincent Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures