4555 Mallard Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 4555 Mallard Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1987
Lot Size	0.691 acres (30,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2026)
Tax Bill	$1,847 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18498`

Property Details

APN / Parcel Number

Primary APN	`18498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,100 sqft (0.691 acres)
Garage Area	506 sqft
Porch	Slab
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4555 MALLARD DR
City	GLOUCESTER
State	VA
Zip	23061-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CARTERS COVE SEC II LOT 4
Legal Subdivision	PLAT: PB21 36
Legal Lot Number	4
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4005
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4555 MALLARD DR, GLOUCESTER, VA 23061-3666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
May 15, 2017	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE & SETTLEMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	20262894
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 29, 2026
Property Address	4555 MALLARD DR, GLOUCESTER, VA 23061-3666
Document Number	0000002894
Instrument Date	Jun 12, 2026
Instrument	20262894
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 MALLARD DR, GLOUCESTER, VA 23061-3666

Mortgage

Document Number	0000002895,
Date	Jun 29, 2026
Instrument	20262895

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4555 MALLARD DR, GLOUCESTER, VA 23061-3666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170003179
Date	Jul 6, 2017
Instrument	170003179

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 15, 2017
Property Address	4555 MALLARD DR, GLOUCESTER, VA 23061-3666
Document Number	170002221
Instrument Date	May 4, 2017
Instrument	170002221
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	STEWART TITLE, STEWART TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 MALLARD DR, GLOUCESTER, VA 23061-3666

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,847.00 (+10.8%)	$316,800 (+16.67%) Land $66,610 Building $250,190	$316,800 (+16.67%) Land $66,610 Building $250,190
2025	$1,667.00 (+5.31%)	$271,540 (-) Land $66,610 Building $204,930	$271,540 (-) Land $66,610 Building $204,930
2024	$1,583.00	$271,540 (-) Land $66,610 Building $204,930	$271,540 (-) Land $66,610 Building $204,930
2023	$1,583.00 (+6.6%)	$271,540 (+32.5%) Land $66,610 Building $204,930	$271,540 (+32.5%) Land $66,610 Building $204,930
2022	$1,485.00	$204,930 Land $69,340 Building $135,590	$204,930 Land $69,340 Building $135,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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