4543 Mallard Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 4543 Mallard Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1987
Lot Size	0.715 acres (31,145 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Feb 2016)
Tax Bill	$1,583 (2026)
Deeds & Mortgages	Jun 2012 Mortgage Feb 2016 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25109`

Property Details

APN / Parcel Number

Primary APN	`25109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,145 sqft (0.715 acres)
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4543 MALLARD DR
City	GLOUCESTER
State	VA
Zip	23061-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CARTER'S COVE SEC II LOT 5
Legal Subdivision	PLAT: PB21 36
Legal Lot Number	5
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1012
Census Tract	100201

Owner

4543 Mallard Dr is owned and occupied by an individual who bought it in February 2016.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4543 MALLARD DR, GLOUCESTER, VA 23061-3666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2012	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NATIONAL ASSOCIA
Feb 16, 2016	Warranty Deed, Transfer · USDA Mortgage USDA
Aug 10, 2006	Deed, Transfer · FHA Mortgage NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2016 · Amount on File
Deed Sale	Feb 16, 2016 · Amount on File
Prior Sale	Mar 4, 2009 · Amount on File
Deed Document Number	2016638
Record Updated	Oct 29, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4543 MALLARD DR, GLOUCESTER, VA 23061-3666
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01200/3461
Date	Jun 29, 2012
Book Page	1200/3461

Lender

Name	PNC BANK NATIONAL ASSOCIA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 16, 2016
Property Address	4543 MALLARD DR, GLOUCESTER, VA 23061-3666
Document Number	0160000638
Instrument Date	Nov 20, 2015
Instrument	160000638
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4543 MALLARD DR, GLOUCESTER, VA 23061-3666

Mortgage

Document Number	0160000639
Date	Feb 16, 2016
Instrument	160000639

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record

August 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 10, 2006
Property Address	4543 MALLARD DR, GLOUCESTER, VA 23061-3666
Document Number	060006924
Map Reference	MB21 PG36
Instrument Date	Aug 7, 2006
Instrument	060006924
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4543 MALLARD DR, GLOUCESTER, VA 23061-3666

Mortgage

Document Number	0060006925
Date	Aug 10, 2006
Instrument	060006925

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 4543 Mallard Dr was $1,583, up 3.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,583.00 (+3.06%)	$271,480 (+8.46%) Land $67,340 Building $204,140	$271,480 (+8.46%) Land $67,340 Building $204,140
2025	$1,536.00 (+5.28%)	$250,300 (-) Land $67,340 Building $182,960	$250,300 (-) Land $67,340 Building $182,960
2024	$1,459.00	$250,300 (-) Land $67,340 Building $182,960	$250,300 (-) Land $67,340 Building $182,960
2023	$1,459.00 (+6.89%)	$250,300 (+32.91%) Land $67,340 Building $182,960	$250,300 (+32.91%) Land $67,340 Building $182,960
2022	$1,365.00	$188,320 Land $69,440 Building $118,880	$188,320 Land $69,440 Building $118,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4543 Mallard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4543 Mallard Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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