Butler County property record for 4555 Eck Rd, Middletown, OH 45042 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,570 sqft · built 1974 |
| Lot Size | 0.596 acres (26,005 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Oct 2024) |
| Tax Bill | $3,528 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E2220-125.000-002 |
| Primary APN | E2220-125.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 26,005 sqft (0.596 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 348 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000200 |
|---|---|
| Old Parcel Number | E2220125.000002 |
| Street Address | 4555 ECK RD |
| City | MIDDLETOWN |
| State | OH |
| Zip | 45042-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 ENT WESTWINDS SEC 1 |
| Legal Subdivision | WESTWINDS |
| Legal Lot Number | 2 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | MADISON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 14300 |
Source: Butler County records · APN E2220-125.000-002
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4555 ECK RD, MIDDLETOWN, OH 45042-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Sep 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 10, 2017 | Loan Modification, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on Record |
| Deed Sale | Oct 18, 2024 · Amount on Record |
| Prior Sale | Dec 26, 2007 · Amount on Record |
| Deed Document Number | 0000034281 |
| Deed Book / Page | 10144 / 1711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jul 27, 2026 |
| Property Address | 4555 ECK RD, MIDDLETOWN, OH 45042-1603 |
| Document Number | 0000027403 |
| Book / Page | 10386 / 1461 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202627403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4555 ECK RD, MIDDLETOWN, OH 45042-1603 |
| Document Number | 0000027403, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 10386/1461 |
| Instrument | 202627403 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 4555 ECK RD, MIDDLETOWN, OH 45042-1603 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4555 ECK RD, MIDDLETOWN, OH 45042-1603 |
| Document Number | 0000050602 |
|---|---|
| Date | Sep 01, 2021 |
| Book Page | 9716/1248 |
| Instrument | 2021-00050602 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 4555 ECK RD, MIDDLETOWN, OH 45042-1603 |
| Document Number | 0000025760 |
| Book / Page | 009051 / 000546 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4555 ECK RD MIDDLETOWN OH 450421603, MIDDLETOWN, OH 45042-1603 |
| Document Number | 0000025760 |
|---|---|
| Date | Jul 03, 2017 |
| Book Page | 009051/000546 |
| Instrument | 25760 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2047 |
Source: Butler County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,528.00 (+15.03%) | $86,270 (+14.05%) Land $11,870 Building $74,400 | $246,490 (+14.05%) Land $33,910 Building $212,580 |
| 2023 | $3,067.00 (+19.34%) | $75,640 (+38.43%) Land $11,870 Building $63,770 | $216,120 (+38.44%) Land $33,910 Building $182,210 |
| 2022 | $2,570.00 | $54,640 Land $11,870 Building $42,770 | |
| 2020 | $156,110 Land $33,910 Building $122,200 |
Source: FEMA National Flood Hazard Layer, Butler County (39017C), updated May 31, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 28% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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