4545 Eck Rd, Middletown, OH 45042 Property Records

Butler County property record for 4545 Eck Rd, Middletown, OH 45042 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1973
Square Footage	1,556 sqft Living Area
Lot Size	26,789 sqft (0.614 acres)
Garage	460 sqft
Occupancy	Owner Occupied
Tax Bill	$2,035.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`E2220-125.000-001`
Alternative APNs	`0000100` `338707` `341674`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,556 sqft Living Area
1st Floor	1,556 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Lot Area	26,789 sqft (0.614 acres)
Parking Spaces	2 Parking Spaces
Garage Area	460 sqft Garage
Patio Area	230 sqft Patio
Porch	1 Porch
Porch Area	132 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0000100
Old Parcel Number	E2220125.000001
Street Address	4545 ECK RD
City	MIDDLETOWN
State	OH
Zip	45042-1603
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1 ENT WESTWINDS SEC 1
Legal Subdivision	WESTWINDS
Legal Lot Number	1
Jurisdiction	BUTLER OH
Minor Civil Division	MADISON
Census Blockgroup	4
Census Block	4007
Census Tract	14300

Owner

Source: Butler County records · APN E2220-125.000-001

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4545 ECK RD, MIDDLETOWN, OH 45042-1603
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000004209
Record Refreshed	Jun 08, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Jan 22, 2021
Property Address	4545 ECK RD, MIDDLETOWN, OH 45042-1603
Document Number	0000004209
Book / Page	9580 / 373
Instrument Date	Nov 20, 2020
Instrument	2021-00004209
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 ECK RD, MIDDLETOWN, OH 45042-1603
Investor	Possibly a Property Investor

Mortgage

Document Number	0009580375
Date	Jan 22, 2021
Instrument	9580/375

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	871 Months
Due	Aug 20, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Type Change Date	Dec 01, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Butler County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,035.00 (-17.58%) Homeowner's exemption	$70,080 (-) Land $12,140 Building $57,940	$200,240 (-) Land $34,690 Building $165,550
2023	$2,469.00 (+24.07%) Homeowner's exemption	$70,080 (+37.41%) Land $12,140 Building $57,940	$200,240 (+37.41%) Land $34,690 Building $165,550
2022	$1,990.00 Homeowner's exemption	$51,000 Land $12,140 Building $38,860
2020			$145,720 Land $34,690 Building $111,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butler County (39017C), updated May 31, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 28% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.