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45543 Clear Spring Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 45543 Clear Spring Ter, Sterling, VA 20165

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,954 sqft · built 1999
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jan 2017)
Tax Bill$4,292 (2026)
Deeds & MortgagesJan 2020 Transfer
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028-36-4513-000

Property Details

APN / Parcel Number

Primary APN028-36-4513-000
Alternative APN
  • 63 3 2

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories3 Stories
Building Area1,954 sqft Living Area
1st Floor Area640 sqft
Basement Area341 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Garage TypeBasement
Garage Area260 sqft

Exterior Amenities

PorchCovered Stoop
Porch Area15 sqft
Deck AreaDeck Area
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45543 CLEAR SPRING TER
CitySTERLING
StateVA
Zip20165-6542
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionJEFFERSON VILLAGE TH SEC.1 LOT 2 200309160122405
Legal SubdivisionJEFFERSON VILLAGE
Legal Block1
Legal Lot Number2
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1014
Census Tract611101

Owner

45543 Clear Spring Ter, a townhouse, is owned and occupied by two individuals who acquired it in December 2019.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address45543 CLEAR SPRING TER, STERLING, VA 20165-6542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 9, 2017Grant Deed, Transfer · Conventional with PMI
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2017 · Amount on File
Deed SaleJan 9, 2017 · Amount on File
Prior SaleMay 14, 2002 · Amount on File
Deed Document Number20171594
Last Transfer DateDec 10, 2019
Transfer Doc0000001610
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDOUN VA
Recording DateJan 9, 2020
Property Address45543 CLEAR SPRING TER, STERLING, VA 20165-6542
Document Number20200109001610
Instrument DateDec 10, 2019
Instrument1610
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45543 CLEAR SPRING TER STERLING VA 201656542, STERLING, VA 20165-6542

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateJan 9, 2017
Property Address45543 CLEAR SPRING TER, STERLING, VA 20165-6542
Document Number20170109001594
Instrument DateJan 6, 2017
Instrument1594
Transaction TypeTransfer
Record UpdatedFeb 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45543 CLEAR SPRING TER STERLING VA 201656542, STERLING, VA 20165-6542

Mortgage

Document Number20170109001595
DateJan 9, 2017
Instrument1595
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 45543 Clear Spring Ter was $4,292.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,292.00$533,180 Land $175,000 Building $358,180$533,180 Land $175,000 Building $358,180
2023$4,237.00$484,330 Land $175,000 Building $309,330$484,330 Land $175,000 Building $309,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45543 Clear Spring Ter in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims46 (1984–2018)
Claims Outside the SFHA8 of 46
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45543 Clear Spring Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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