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45533 Clear Spring Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 45533 Clear Spring Ter, Sterling, VA 20165

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,026 sqft · built 1999
Lot Size0.04 acres (1,742 sqft)
Owner2 Company Names on File
Last Sale$450,000 (Nov 2020)
Tax Bill$4,305 (2026)
Deeds & MortgagesApr 2026 Sale
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028-36-3512-000

Property Details

APN / Parcel Number

Primary APN028-36-3512-000
Alternative APN
  • 63 3 7

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories3 Stories
Building Area2,026 sqft Living Area
1st Floor Area640 sqft
Basement Area341 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Garage TypeBasement
Garage Area260 sqft

Exterior Amenities

PorchCovered Stoop
Porch Area15 sqft
Deck AreaDeck Area
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45533 CLEAR SPRING TER
CitySTERLING
StateVA
Zip20165-6542
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionJEFFERSON VILLAGE TH SEC.1 LOT 7 200807210044518
Legal SubdivisionJEFFERSON VILLAGE
Legal Block1
Legal Lot Number7
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1014
Census Tract611101

Owner

45533 Clear Spring Ter, a townhouse, is owned by a company that bought it in November 2020.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Company Names on File
Mailing Address1217 JAMES RIFLE CT NE, LEESBURG, VA 20176-4806
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 4, 2020Warranty Deed, Transfer · Conventional with PMI
FEDERAL SVGS BK
Aug 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
APPLE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2020 · Amount on File
Deed SaleNov 4, 2020 · Amount on File
Prior SaleJul 21, 2008 · Amount on File
Deed Document Number2020105464
Prior Transfer DateOct 26, 2016
Prior Transfer Doc0000073842
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionLOUDOUN VA
Recording DateApr 20, 2026
Property Address45533 CLEAR SPRING TER, STERLING, VA 20165-6542
Document Number0000019948
Instrument DateApr 20, 2026
Instrument202619948
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address1217 JAMES RIFLE CT NE, LEESBURG, VA 20176-4806

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateNov 4, 2020
Property Address45533 CLEAR SPRING TER, STERLING, VA 20165-6542
Document Number20201104105464
Instrument DateNov 2, 2020
Instrument105464
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45533 CLEAR SPRING TER STERLING VA 201656542, STERLING, VA 20165-6542

Mortgage

Document Number20201104105465
DateNov 4, 2020
Instrument105465
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 3, 2050
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45533 CLEAR SPRING TER, STERLING, VA 20165-6542
Document Number20190816047447
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45533 CLEAR SPRING TER STERLING VA 201656542, STERLING, VA 20165-6542

Mortgage

Document Number20190816047447
DateAug 16, 2019
Instrument47447
Lender
NameAPPLE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueAug 15, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45533 Clear Spring Ter was $4,305, down 1.4% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,305.00 (-1.44%)$534,860 (-1.44%) Land $175,000 Building $359,860$534,860 (-1.44%) Land $175,000 Building $359,860
2025$4,368.00$542,670 Land $175,000 Building $367,670$542,670 Land $175,000 Building $367,670
2023$4,274.00$488,460 Land $175,000 Building $313,460$488,460 Land $175,000 Building $313,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45533 Clear Spring Ter in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims46 (1984–2018)
Claims Outside the SFHA8 of 46
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45533 Clear Spring Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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