4554 S Spaulding Ave, Chicago, IL 60632 Property Records

Cook County property record for 4554 S Spaulding Ave, Chicago, IL 60632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,031 sqft · built 1954
Lot Size	0.113 acres (4,920 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jan 2000)
Tax Bill	$3,752 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-02-420-053`

Property Details

APN / Parcel Number

Primary APN	`19-02-420-053`
Alternative APN	`19-02-420-053-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,031 sqft Living Area
1st Floor Area	1,031 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,920 sqft (0.113 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4554 S SPAULDING AVE
City	CHICAGO
State	IL
Zip	60632-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	38N
Legal Section	02
Legal Subdivision	KEDZIE GARDENS
Legal Lot Number	28
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2009
Census Tract	580400

Owner

4554 S Spaulding Ave is owned and occupied by an individual who acquired it in June 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4554 S SPAULDING AVE, CHICAGO, IL 60632-2910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 9, 2021	Transfer on Death Deed, Transfer
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2000 · Amount on File
Deed Sale	Jan 3, 2000 · Amount on File
Deed Document Number	2000668
Last Transfer Date	Jun 24, 2021
Transfer Doc	0000019071
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4554 S SPAULDING AVE, CHICAGO, IL 60632-2910
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0016628188
Date	Jun 15, 2021
Instrument	2116628188

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4554 S SPAULDING AVE, CHICAGO, IL 60632-2910
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0034113249
Date	Dec 7, 2022
Instrument	2234113249

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 7, 2037

Interest

Rate Type	Fixed Rate
Rate	11.2%

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Jul 9, 2021
Property Address	4554 S SPAULDING AVE, CHICAGO, IL 60632-2910
Document Number	0019019071
Instrument Date	Jun 24, 2021
Instrument	2119019071
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4554 S SPAULDING AVE, CHICAGO, IL 60632-2910

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4554 S SPAULDING AVE, CHICAGO, IL 60632-2910
Document Number	2030320075
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 S SPAULDING AVE CHICAGO IL 606322910, CHICAGO, IL 60632-2910

Mortgage

Document Number	2030320075
Date	Oct 29, 2020
Instrument	30320075

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 Land $6,150 Building $17,850	$240,000 Land $61,500 Building $178,500
2023	$3,752.00 (+3.19%)
2022	$3,636.00 (+2.34%) Homeowner's exemption	$21,000 (-) Land $4,920 Building $16,080	$210,000 (-) Land $49,200 Building $160,800
2021	$3,553.00 Homeowner's exemption	$21,000 Land $4,920 Building $16,080	$210,000 Land $49,200 Building $160,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4554 S Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4554 S Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,073 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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