4546 S Spaulding Ave, Chicago, IL 60632 Property Records

Cook County property record for 4546 S Spaulding Ave, Chicago, IL 60632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 644 sqft · built 1924
Lot Size	0.085 acres (3,690 sqft)
Owner	Individual Name on File
Tax Bill	$1,630 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02-420-050`

Property Details

APN / Parcel Number

Primary APN	`19-02-420-050`
Alternative APN	`19-02-420-050-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	644 sqft Living Area
1st Floor Area	644 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1926
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,690 sqft (0.085 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4546 S SPAULDING AVE
City	CHICAGO
State	IL
Zip	60632-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(KEDZIE) GARDENS SUB OF LT 8 IN MCCAFFEREY & MURPHYS SUB OF EH SE SEC 02-38-13
Legal Range	13E
Legal Township	38N
Legal Section	02
Legal Subdivision	GARDENS SUB
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2009
Census Tract	580400

Owner

4546 S Spaulding Ave is owned by an individual who acquired it in August 2015.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5828 S ALBANY AVE, CHICAGO, IL 60629-2521
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK
May 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2015
Deed Sale	Aug 14, 2015
Prior Sale	Nov 5, 2014 · Amount on File
Deed Document Number	20151059
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	0000044024
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4546 S SPAULDING AVE, CHICAGO, IL 60632-2910
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010347251
Date	Apr 13, 2022
Instrument	2210347251

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate	4.87%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4546 S SPAULDING AVE, CHICAGO, IL 60632-2910
Document Number	2001549146
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4546 S SPAULDING AVE CHICAGO IL 606322910, CHICAGO, IL 60632-2910

Mortgage

Document Number	2001549146
Date	Jan 15, 2020
Instrument	1549146

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Interest

Rate	4.99%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	May 25, 2018
Property Address	4546 S SPAULDING AVE, CHICAGO, IL 60632-2910
Document Number	1814557132
Instrument Date	Nov 22, 2017
Instrument	14557132
Transaction Type	Transfer
Record Updated	Jan 14, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5828 S ALBANY AVE CHICAGO IL 606292521, CHICAGO, IL 60629-2521

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,001 Land $4,613 Building $14,388	$190,010 Land $46,130 Building $143,880
2023	$1,630.00 (+4.02%)
2022	$1,567.00 (+1.62%) Homeowner's exemption	$11,000 (-) Land $3,690 Building $7,310	$110,000 (-) Land $36,900 Building $73,100
2021	$1,542.00 Homeowner's exemption	$11,000 Land $3,690 Building $7,310	$110,000 Land $36,900 Building $73,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4546 S Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4546 S Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,073 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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