45535 de Plata Ct, Indio, CA 92201 Property Records

Riverside County property record for 45535 de Plata Ct, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,398 sqft · built 1968
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on Record
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`608-212-009`

Property Details

APN / Parcel Number

Primary APN	`608-212-009`
Alternative APN	`613592009`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	1,438 sqft
1st Floor Area	1,398 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613592009
Street Address	45535 DE PLATA CT
City	INDIO
State	CA
Zip	92201-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 31 MB 052/065 TR 3157
Legal Subdivision	TRACT NO 3157
Legal Tract	3157
Legal Lot Number	31
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2011
Census Tract	45209

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	45535 DE PLATA CT, INDIO, CA 92201-3835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 14, 2017	Quit Claim Deed, Transfer · Line of Credit RABOBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 5, 2017
Transfer Doc	0000236818
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45535 DE PLATA CT, INDIO, CA 92201-3835
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45535 DE PLATA CT, INDIO, CA 92201-3835

Mortgage

Document Number	0000479562
Date	Aug 11, 2021
Instrument	2021-0479562

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	858 Months
Due	Feb 14, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year CMT

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 14, 2017
Property Address	45535 DE PLATA CT, INDIO, CA 92201-3835
Document Number	0000236818
Instrument Date	Jun 5, 2017
Instrument	236818
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45535 DE PLATA CT INDIO CA 922013835, INDIO, CA 92201-3835

Mortgage

Document Number	236819
Date	Jun 14, 2017
Instrument	236819

Lender

Name	RABOBANK
Type	Bank
Address	INDIO, CA 92201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,857 (+2%) Land $12,435 Building $59,422
2025	$1,856.00 (+13.03%) Homeowner's exemption	$70,449 (+4.04%) Land $12,192 Building $58,257
2023	$1,642.00 (-13.72%) Homeowner's exemption	$67,715 Land $11,719 Building $55,996
2022	$1,903.00
2021			$299,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

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